Abba1772's Debt Free Diary

HairyHandofDartmoor

abba1772 wrote: »

Went to our remortgage appointment with my bank blooming waste of time apparently we can't afford it even though we would be saving £85 a month so go figure will just let the broker deal with it at the end of March and I'll continue to get this debt down as much as possible :mad::mad::mad::mad::mad::mad::mad:

Very annoying and illogical but typical bank :mad:. Translation "It won't be profitable enough for us even though it would save you money." :mad:

redofromstart

The complete lack of logic is so frustrating. Better luck with a different provider maybe?

savingholmes

Beware too many credit searches in a short period though... Did you just want to remortgage to get a lower rate? It can make such a huge difference can't it.

abba1772

savingholmes wrote: »

Beware too many credit searches in a short period though... Did you just want to remortgage to get a lower rate? It can make such a huge difference can't it.

Yeah we won't need to do a credit search til the end of March So hopefully it won't impact us too much

It was to remortgage and the bank said we would have saved £85 a month :T but we said we were happy to keep paying what we were which would have knocked 7 years off our mortgage and saved us over £15000 in interest yet they still said we couldnt afford it :mad: madness

beanielou

Its all about their so called affordability checks these days.
I would most certainly get a mortgage these days based on them.

WannabeFree

Have a lovely day Abba

x

abba1772

Afternoon :hello:

What a morning :rotfl: started work at 8am will finish at 6pm

Sent £3 towards the Halifax card and sorted out my penny bank into coin bags........had £9 in there :T this has been taken into the bank and converted into £1 coins and it's now been put in my tin :cool:

Got the bus to toddler £4 and decided I would jump into homebargains the bank and the local gold shop as I had some broken bits of gold so thought I might see if I could get anything for them. That was until I realised I left the kids bag in the bus whichever had all the kids juice as well as well mine and my shopping bag cue mad run to the bus station only to see the bus we were on just leaving :mad: so let the station know and they phoned it in but thankfully it was handed in and we collected on the way back home........phew :rotfl:

So running with three under 5's wasn't fun :rotfl: nipped into semi chem for drinks for us so spent £2.64 in there and manage data to have Enough time to go to the bank before heading to toddlers £3

Came home and made the kids lunch and they've been dropped off to nursery but need to leave in 20 minutes as kks nursery is having a Scottish day so off to get shortbread and irn bru :j

My afternoon is off sick today poor wee should is full of the cold so her mummy kept her off today.

So I need to organise a day where I can get to the gold shop and homebargains ......just feel I don't have time during the week to do stuff now :rotfl:

WannabeFree

Wow busy morning!

Have fun with KK

x

beanielou

Enjoy your Irn Bru

abba1772

beanielou wrote: »

Enjoy your Irn Bru

I did thanks