Abba1772's Debt Free Diary

kirtsypoos

Hope you all enjoy yourselves to the max! x

parsniphead

Have a lovely holiday Abba. I bet you come back with spare money to put towards your debt.

jwil

Hope you are having a lovely holiday Abba

abba1772

I'm back :hello:

Scared to look at my bank account as it was awfully expensive but hey ho we had a great time and as of next week I'm on full on debt reduction mode xx

monz

Welcome back xx

kirtsypoos

Glad you had a lovely time Abba

abba1772

Right I've braved looking At the bank accounts......could have been worse

We had £300 left in the holiday funds so I've left £180 in there as abbies birthday is on the 17th and she's wanting a PS4 so we are getting a second hand one and this seems to be the going price for them so that's set aside plus I already got her little gifts from the boys so all I need to get is cards :j so im organised at least for that, can't believe she'll be 15 in less than two weeks :eek:

Got most of abbies school uniform shopping in just need another pack of shirts from Tesco and a jumper and a pair of shoes :j Xander needs a bag, jumpers and polo shirts and that's them both sorted

I still have £280 in the back up fund but hubby won't get paid until the 21st :mad: so need to watch the pennies for the next couple of weeks

Need to do a huge food shop today at lidls have £145 left in my normal bank account so I'm hoping we can do it for that as we haven't done a monthly food shop for two month :eek: so everything needs replenished

I have just over £50 in my pa account :T I have decided I'm putting this money towards my new dining room table that I want.......it's £225 in Ikea so so far with t the money I have in there and I've just cashed out on pureprofile so that's another £25 winging its way to my table fund :T

after I've got my table I'll be using all survey money going towards the Florida holiday fund :cool: whilst I tackle the debt using any extra I get for my wages due to it being the Summer holidays plus doing my daily round down which will start next week :T

Got avon books to collect tonight as I put them out before we went on our holidays :cool: hoping to make over £100 in commission, again half of this will be going towards the Halifax card which is my new target..........I aim to get this cleared by the end of October ......very tight target but I'm determined to get it gone which will hopefully go for us when we start looking to remortgage by April next year so we need to pay down as much as we can by end of February at the latest so it's a go go go and hubby is on board too

He away doing a homer at them moment I'm a bit unsure what to do with the money he makes from his extra work........might put half in the holiday fund and then the other half could go towards the debt????????? Need to talk to hubby about this and see what he thinks xx

I have my brother and his family stayingere for a week :eek: so no rest or break for me but if he thinks he's getting all his food for nothing he can !!!! off :rotfl: so he'll be getting asked for a contribution to food after I've done the big food shop :cool:

Back to work tomorrow was nice whilst it lasted :rotfl: but no rest for the wicked

parsniphead

Wow you are straight back onto it. No grass growing under your feet. Amazing coming back with money from your holiday.

Saving for particular things is something I stuggle with. I think a few more seperate accounts may help....or your posts printed off and put in my purse.

jwil

Welcome back abba! You are on fire!

I wish I had half your determination :rotfl: You do so well :T

abba1772

Can't afford to let the grass grow as I have all three of my kids birthdays from now til August ............the two boys were both born on the 20th August 7 years apart :rotfl: twins gone wrong lol plus I have the two oldest schools uniforms to buy but luckily I bought most of abbies down in Manchester the day we got back from holiday :rotfl: and I bought xanders trainers and school trousers before we left on holiday so I'm semi organised.

We have kks main present in the garage got him a go kart was £80 down to £40 :T before we went on holiday and Xander wants a tablet so not too expenisve but I need to be on the ball until after the boys birthday xx