Abba1772's Debt Free Diary

monz

Dont be too hard on yourself! you hit the £1500 welllll before your target date xx

abba1772

OrangeFairy wrote: »

Hi Abba,

I hope you are well - kitchen refurb sounds exciting.

I really cant wait to buy a house to pick a kitchen...I just need to ensure we don't buy a house with a nice kitchen which will scupper my plans!

Where are you off on holiday?

OF x

We are off to Salou this year and next years holiday to Florida is already booked xx

Small payment sent towards the holiday clothes fund I am absolutely skinto until Wednesday I could cry but on a positive note I'm just waiting for the carpet payment to come off so I can cancel the direct debit :T as that'll be the final payment next to get paid off completely will be the couch but that won't be until September unless I decided to just pay it off before then they payments should be out just now but they haven't came out the bank yet as they were due on the 13th so will just need to keep a check on the bank xx

Hoping for a LSD as the weather here is miserable so I've only spent £1 on playgroup fees.......scratch that it won't be a LSD as I have physio tonight so that'll be £30 roll on payday on Friday so I can have a bit of money

Got two extra shifts this week so that's a extra £56 this week but won't see it til Friday so just need to be extra frugal this week it's doable I guess xx

abba1772

Morning :hello:

Lost 1.5lbs on Saturday :j only 2lbs away from my wedding weight :j and about 5 weeks to go before we go on holiday :T I can do this hopefully, normally when I get to my target weight I sabotage myself but I don't intend on doing that this time round she says hopefully xx

Transferred 13p over to the holiday clothes pot :rotfl: still something I guess lol xx

Final payment for the carpets came out today :j so I've cancelled my direct debit :T woo hoo this extra money will be getting out towards the Halifax card next month

Sat last night and broke down my target for the hailfax credit card to be paid off and by my calculations I can have it paid off 25th November but you know me I like a challenge so I'm aiming for it to be paid off by the end of October I'll start this as soon as I have enough money in my holiday clothes pot can't wait to be honest to be back to the debt busting quite sad isn't it xx

LSD today hopefully as all I need is a couple of bottles of diet iron bru today and I have the money in my purse. Should be getting paid tonight by one of my parents so it'll be nice having some money in my purse :rotfl:

Physio went great got more exercises to do so I'm back in two weeks time for another assessment to see how I'm getting on but it's £30 worth spent if it relives the pain xx

monz

well done on weight loss xx

abba1772

Morning :hello:

Tax credits are in and they've been chopped must be because the renewal is due :mad: but because I only count last years amount we were getting and using anything extra to pay off debt or add to savings it's not affecting us too much so sent £43 something over the to holiday clothes pot so I am over the £200 mark :j still aiming for £300 by the weekend

Working 7.30am til 5pm today taking the kids to the dancing group today which is free :j so that'll entertain the little ones and we will get lunch from the bakers

Need to go up to the town for a few bit hoping it'll not be too expensive I need to get two new keys cut, juice for Abbie and chips, I think that's it :rotfl:

I have the avon getting delivered tomorrow forgot to say I collected over £520 in orders :eek: so at least £117 in commission so half of that will be going towards the holiday clothes pot when it's all collected quite chuffed with the big order xx

Checked my national insurance contributions and I'm quite pleased I'm all up to date and on route to getting a ok personal pension..........need to look into my private pension that I won in my divorce and see if I can start adding to it........need to look into how that'll affect the government pension .................gosh I'm getting old :rotfl:

monz

Thats not being old thats being smart xx

abba1772

I have five minutes peace so thought I would jump on :hello:

Didn't stop all day yesterday think my Fitbit was screaming :rotfl: over 28000 steps yesterday :T and yes my legs are absolutely killing me this morning

Did the avon run last night managed to deliver over £290 in orders last night :j took us two and a half hours tho

Did my daily transfer over to the holiday account didn't hit my £300 ...........yet as I'm awaiting one of my parents to pay me so I'm splitting the extra shifts into half so I'll be putting £30 into the holiday clothes fund once I've put the money in the bank.

I have playgroup to run this morning then I start work at 11.30am til 5pm then it's the weekend need to stay up late tonight tho as Abbie is at Alton towers with the school and they are expected to be back at midnight tonight :eek: hate late nights :rotfl:

Need to nip into town to put money in the bank and get bread and butter from Tesco

Got a few avon dealIveries to get rid of this morning the. We have another avon run after dinner and I might just be able to get the invoice paid by this weekend again :j love my avon customers xx

abba1772

Woo hoo past the £300 mark :j aim to hit £400 by next weekend, don't know whether to push for £500........will see how I feel xx

abba1772

Put a lb on at weigh in can't understand why might be lack of sleep due to a few late nights so will be going to bed earlier this week :rotfl:

Have continued rounding down my account during the weekend, I have a couple of extra shifts this week so will be putting half of that into the holiday clothes pot I should hit £500 by Friday then that's it we are all set for holiday money wise :T

Which means as of Monday I can start to see the blanCe on this pesky Halifax card go down :T can't wait

Not working til 3pm today but still have playgroup and I need to go to the shops for a few bits for the fridge so I'll be kept busy :rotfl: xx

Off to get Xander up for school xx

jwil

Well done abba, you are doing so well!

Why would your private pension affect your government one?