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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Transferred a large payment over the the holiday fund here's a break down of the following:

    £18.00 Sales on fb
    £35.00 payment from parent
    £50.00 Yougov
    £92.36 tax credit credits

    Total £193.36 transferred over to the holiday fund bringing my total to £1099.23 :eek:

    Working 7.45am til 1pm then 3pm til 5pm plus I need to try and tackle another question on this paperwork I'm required to do for these funded sessions, took me three hours to to 4 questions so might see if I can get some done whilst I've got a gap in kids :cool:

    Need to go to lidl for our monthly shop as everything I see running low so me and my boys will do that after dinner tonight hoping to spend just over £100 on food tonight we shall see :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    WOWWWWW amazing Abba knew you would have this completed by end of month :D

    Whats next love watching you conquer all these :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    WOWWWWW amazing Abba knew you would have this completed by end of month :D

    Whats next love watching you conquer all these :D xx

    I never expected to im genuinely surprised but it's just sheer determination :rotfl:

    If I hit my target by the the 5th May :D I'll be putting money by for 3 weeks so we can go out and get some clothes for holiday we are going to the Livingston outlet place so I'm expecting loads of bargains might aim for about £300 for that whatever isn't spent then will be going on the Halifax card as I want a total least £500 cleared off the Halifax card before I go on holiday xx

    I've bought the boys all there vests in primark as they were only £1.50 each so they've got a small pile of them, don't need to get Kk shorts as my mil bought him a pile of them from the charity shop and he's that skinny that the shorts that were too big for him in turkey 2 years ago still fit him so I'm saving money there..........how come shorts are so expensive was looking for Xander he wanted adidas ones but they were £20 for one pair yet on the same website I could get him a full tracksuit for £21.24 :eek: doesn't make sense :rotfl:

    Need to also sort out Passport as well will get that sent away at the end of the month as need him to get his passport pictures signed and verified its so expensive to do passports !!!!!! :mad:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Well our monthly lidl shop was a success spent £111 in there only need to get tins of soup but I'll get them from homebargains at the weekend and a box of chicken from the butchers and that's us down for the month expect from top ups of milk bread and juice :D

    Working 7am til 6pm :eek: been asked for longer hours don't mind as it's extra pennies I guess but what a long shift :eek: then I do the avon collection at 6.30pm and that takes about an hour and a half so I'll defo be working for my money xx.

    Transfered £10.67 to the holiday fund so we are officially over the £1100 mark :eek: go me :T

    I have £8 in my purse and £6 is accounted for bus fares :mad: and toddler fees and I don't intend to spend any more than what's in my purse lets see if I can do it :rotfl:

    And I still have one more question on my childminding paperwork :T took me another 2 hours to answer 4 questions thank goodness it's nearly done as it needs to be I need tomorrow :eek: that's like a full days shift doing this paperwork !!!!!! it better be worth it xx

    Off to dress. Kk xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    busy busy every time I go on spedning money going up :)

    If you live near East Kilbride they have a Nike outlet store I got my boy football shoes £14 and shorts all cheap and all nike :D xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Abba you are such an inspiration with your targets - you smash them every time!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • OH My gosh ... I come back and your rich :-) with holiday funds.

    :beer:
    So pleased for you
    Sam
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Transfered my wages to the holiday fund now over the £1150 mark going to aim for £1350 for next weekend........should be feasible as I've got a extra shift today, 4 extra shifts from one parent next week so half of that will go towards the holiday fund and another parents wants a extra half shift next week too so extra pennies for next week.

    Still waiting on a couple of avon orders before I can put it through tonight wanting to hit the £400 mark nearly there so we shall see xx

    Should be a LSD day as I've got playgroup then after the nursery run I have a hug every pile of washing to sort out and iron whilst one of myindees are having a nap :D

    Managed to get my paperwork finished and submitted to the council so will see how I got on when I go to my meeting on Tuesday xx

    Off to dry my hair and get Kk ready for playgroup xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    Abba you are so organised. I'm very jealous.;)

    I'm sure you will reach the holiday fund target very, very soon.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Did my last avon collection before the order needed to be put away we collected £472 of orders :j says I'll make over £105 commission :j here's hoping all the stuff is in stock :o will find out on Thursday xx

    My gran needed her car looked at as the clutch pedal was jamming down so he fixed it for her and she gave us £10 which she said is to go towards our holiday spends :j so I've transferred it straight away to the holiday spending pot :T

    Need to be careful not to get carried away next week as the mortgage is due out on Friday so don't want to leave myself too short for next weekend.

    We are off to homebargains and the bank as soon as I've hung the washing out as need tins of soup for my cupboard as I have none then I'm off to get weighed and then I'm taking the kids to their dance class then we are going to our wee local cafe for some lunch as it's really cheap and cheerful xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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