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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Kids are still sleeping........not for long lazy bums :rotfl: as we have playgroup to set up :D

    Transfered the avon money over to the holiday spending money fund :D we are nearly halfway to my target :T will defo have hit £800 by the end of this week :j just goes to show how much money can be frittered away if you don't have your eye on it constantly xx

    Not much else planned for today apart from my mahoosive ironing pile it's ridiculous :rotfl: so need to get that out of the way

    Off to dry my hair before getting the boys up.........hope you have lovely weather like we do here xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Just caught up properly after being off!!! £800 by weekend omg you are a saving legend :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Just caught up properly after being off!!! £800 by weekend omg you are a saving legend :) xx

    It's great watching it all add up quite quickly xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    After a weekend of reading I finally got up to date with your diary. Phew, I feel exhausted.

    You are beyond amazing with this debt repayment/money saving thing. I think it's time to go back to square one and look at my debts forensically. You don't seem to miss a thing. You would have got my
    current debts paid off in six months and I've been at it for three years now. I won't talk about the previous debts.:o

    Thanks for the inspiration and journey, and you've lived your life while doing it. :)
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    After a weekend of reading I finally got up to date with your diary. Phew, I feel exhausted.

    You are beyond amazing with this debt repayment/money saving thing. I think it's time to go back to square one and look at my debts forensically. You don't seem to miss a thing. You would have got my
    current debts paid off in six months and I've been at it for three years now. I won't talk about the previous debts.:o

    Thanks for the inspiration and journey, and you've lived your life while doing it. :)

    I'm still in debt parsniphead but I'm tackling at and the end of the day that's all we can do

    I just pick a debt and hit it with everything I got paying minimum on the rest and it seems to work.........I'm itching to start tackling my Halifax card but I can't until I have my holiday money sorted then it's game on :D
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    :Morning :hello:

    Sent a cheeky £10 towards the holiday spending money account

    Working 7.30am to 5pm today but have a jam packed day today bob is taking the car back to the garage this morning :mad: then we are all walking up to the town as we are getting Abbie a bank account with a switch card :eek: omg she's getting so grown up so that's at 11am then we will take the kids out for lunch then we are going to the soft play then me and bob have the dentist at 3.40 then it's home for my childminding kids to collected at 5pm............then we are off to see diversity :eek: kids are excited :j think this is the 7th time we've seen them but it's kks first ever concert xx

    I'm hoping the money in my purse can cover our spending money today highly doubt it but I have money in the bank so I gave back up xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Oh I have never thought about taking my boy to see Diversity :) xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Oh I have never thought about taking my boy to see Diversity :) xx


    Oh you should monz they are sooooo amazing we've met them twice and they are so friendly and humble which is lovely to see xx

    Concert was amazing kids are shattered tho as we didn't get in til 11.30pm :eek: Kk is up already the older two are still in their beds lol had the money in my purse to cover our dinner last night but was short when we got to the merchandise stall so spent £48.50 on my bank card for diversity stuff :eek: think I have some cash left over in my purse :rotfl:

    Been working since 7.30am will finish at 4pm today was going to take the kids to the cinema but we've seen the movies that are at the kids club so we have picked a movie on sky, think we are watching the new peters dragon so need to nip to the local shops to see if I can get any popcorn :D to go with our movie

    Need to nip out later to lidl as need bread cheese ham and milk so will see how the weather holds up

    Have two avon orders to get rid of today totalling £18 :T so that can stay in my purse and hopefully I don't need to touch my bank account til the weekend :A

    Sent a small amount over to the holiday spending pot :D xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Been working since 7.30am this morning :eek: won't finish til 5.30pm then I have avon orders to collect tonight so a long and busy day xx

    Have requested £10 from topcashback so hopefully that will be in my account tomorrow if it is it will be put towards the holiday spending pot........love free money :cool:

    Transfered £3.05 towards the spending pot :T every little helps :D

    My older two are away to their singing and dancing club today from 11.30 til 3.30pm today so I'm going to take the rest of the kids to the inflatables at the sports centre today seeing as my shoulder is spasming :( it's quite painful which is a shame as I wanted to take them bowling today but I can't be hunched over helping 3 under 3's to bowl today which is a shame as I was looking forward to it xx

    Still no sign of my £50 from Yougov think I have another 3 weeks before I get it :rotfl: I have no patience lol I want it now

    Need to get bread and some weight watcher meals for dinner tonight something quick and easy xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Woo hoo topcashback paid out straight away so I've transfered it straight to the holiday fund :j I'm obsessed aren't I ???? :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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