Abba1772's Debt Free Diary

abba1772

Well completed one task out of two today paid £145.60 to hmrc for my national insurance contributions.......why they stopped taking them monthly I'll never know but that's it's paid for now I can concentrate on clearing this Argos card.

Can't book my first aid course as the office is closed til the 5th January so will make that a priority for then xx

Off to get exact figure on the Argos card then I'll update my target on my sig xx

abba1772

Bit the bullet and sent £85.40 towards the Argos card so I could hit £8k paid off in 2016 so that's my final payment of 2016

Was a nsd day yesterday :j won't be that today as I have my nail appointment and Abbie is getting her eye brows done

I'm working :eek: 7.15am til 3.30pm been a long time since I worked on a Saturday so I will be taking 5 kids up to the town with me...........must be bonkers :rotfl: but need to get milk bread and washing up liquid today and something for dinner xx

Once hubby is back from work we are heading to b&q as his uncle has allowed us to use his trade card so we are off to order our kitchen tonight :eek: how exciting

Abbie is spending Hogmanay at my grans house and me and hubby are having a quiet movie night in wit her the boys to see the bells in xx

My eyes are like half shut knives this morning xx

clearmydebts

abba1772 wrote: »

Bit the bullet and sent £85.40 towards the Argos card so I could hit £8k paid off in 2016 so that's my final payment of 2016

Was a nsd day yesterday :j won't be that today as I have my nail appointment and Abbie is getting her eye brows done

I'm working :eek: 7.15am til 3.30pm been a long time since I worked on a Saturday so I will be taking 5 kids up to the town with me...........must be bonkers :rotfl: but need to get milk bread and washing up liquid today and something for dinner xx

Once hubby is back from work we are heading to b&q as his uncle has allowed us to use his trade card so we are off to order our kitchen tonight :eek: how exciting

Abbie is spending Hogmanay at my grans house and me and hubby are having a quiet movie night in wit her the boys to see the bells in xx

My eyes are like half shut knives this morning xx

Well done on the payment. You've done amazingly well this year! I'd say you are super excited about the kitchen. You'll need to take before/after photos!

abba1772

clearmydebts wrote: »

Well done on the payment. You've done amazingly well this year! I'd say you are super excited about the kitchen. You'll need to take before/after photos!

The kitchen I should horrific think it's about 30 year old :rotfl: no exaggeration lol will defo take pictures as it's the last room in the house to be done then next year we will look into new windows and doors and getting the outside sorted at some point xx

Done my balance transfer over from Halifax to barclaycard so that's half my Halifax card now sitting at 0% thank goodness should save a bit on interest :T

Also done another survey so have £30 sitting in my Yougov account this will get put towards the holiday fund when it hits £50 xx

Sat and wrote out what my personal debt it and its sitting at £7278.16 would have been £6378.16 but I put £900 deposit on the card for the Florida 2018 holiday but this meant I had paid off £868.82 in December :eek: wow that's some amount

So I'm officially ready for 2017 and ready to hit it head on :T so lets do this xx

kirtsypoos

Happy New Year Abba, I have no doubt you will smash your targets!!

abba1772

kirtsypoos wrote: »

Happy New Year Abba, I have no doubt you will smash your targets!!

Thank you and a happy New Years to you too..............we can smash our targets together xx

abba1772

well we have been for our first walk of 2017 in the woods it's was frosty this morning so we decided to go for a walk........start the year off healthy I guess lol

We went to b&q yesterday and ordered our kitchen :T and with the carcasses, doors, handled, hinges, work surfaces and everything else it came to £1400 :eek: and we saved over £150 by using hubby's uncles discount card so I'm excited, now the hard bit kicks in.......the removal of everything in the old kitchen but we are breaking it down we will be removing the wallpaper and tiles then we will do the kitchens in sections as we can't be without a kitchen, so need to order my appliances but the very account will be getting used for the majority of it and whatever I can sell from the appliance we already have will be getting put directly to the very account to bring it down a bit but they are offering 12 months BNPL :cool:

abba1772

A few spendy days here spent £780 on my very account for BNPL In 12 months but this is my 9kg washing machine the one that came with the house is a 6kg :eek: a new fridge freezer, and a dishwasher :j:j:j I'm so excited about the dishwasher but this isn't getting delivered til the 23rd but the other two items are getting delivered on Saturday xx

Spent £138.50 at b&q for a black kitchen sink the pipes and a new tap

Also ordered my wallpaper for the kitchen it's gorgeous it's silver with glitter all through it, it's stunning got 6 rolls for £71.94

Nipped to homebargains today spent over £10 on fairy non bio, toilet paper, baked potatos, 4 packs of rice and some other bits that I can't remember xx

Then I hit matalan..............big mistake :rotfl: got a duvet for my room £45 reduced to £26, 4 pairs of boxers for Kk reduced from £12 to £3 :T a kingsize duvet for abbies room was £30 reduced to £20 boxers for Xander £3.50 socks for Xander reduced from £6 down to £1.50 a cardigan for myself reduced from £15 to £8 slippers for Kk £9 down to £5 and a new jacket for Kk was £24 down to £12 so nearly £80 later :eek: think that'll be it for the spending sprees time to reign it in xx

Made a payment of £8.80 towards the Argos card so it's coming down slowly thank goodness.......back at work tomorrow but needs must as with the kitchen underway it's going to be a tight month will just need to be extra tight this month but we can do it xx

moneyonmymindsam

Happy new year


You'll smash those targets I know it .

Sam xx

little_miss_spendtoomuch

Ah you've booked Florida that's so exciting!! Love it there. I'm going in May this year
Good luck with the kitchen the wallpaper sounds gorgeous!
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