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Abba1772's Debt Free Diary

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Happy belated birthday Abba!!!

    Hows your boy doing now with his bump? Hope Abbie is better too!

    Thats so nice your play group doing that and donating money <3

    xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    Happy belated birthday Abba!!!

    Hows your boy doing now with his bump? Hope Abbie is better too!

    Thats so nice your play group doing that and donating money <3

    xx


    The bit where the skin has came off has scabbed over so at least it's healing and the lump has went down drastically :T

    Abbies one of those irritating one where she's never ill more than 24 hours but passes it to us and we are floored for two weeks :rotfl:so she can keep it in her room lol xx

    I'm chuffed that I've managed to get the group to raise that much money in a short space of time and so close to Christmas xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Well done to the playgroup - really proud <3


    Sam xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done to the playgroup - really proud <3


    Sam xx

    Thank you xx

    Bit of a spendy day but it was expected :D

    Lost my contacts so had to go buy another box £12.50 got home and Abbie is waving my "lost" box of contacts ........doh :rotfl:

    Went to homebargains bought kitchen towels £1 a Santa hat £1.29 and gravy granules £1.29

    Then it was off to Tesco and spent £38 on veg, cakes :o flowers for the lady who comes to our playgroup every Friday to do arts and crafts with us and all the other bits needed for Xmas dinner so not too bad in the grand scheme of things

    We pick up our meat on Saturday morning and I think we are sorted........ I want to make a sultana cake with Kk on Saturday afternoon so will get stuff in Saturday as well xx

    Sitting here wondering if I should clear the very account tomorrow :rotfl: it'll probably get cleared we shall see :rotfl: what am I like defo got the debt busting bug

    Will probably be adding £1800 onto our debt as we are looking to book Florida for 2018 for 6 people as Abbie will be turning 16 and my mil will be turning 60 on the same day so I want to do something special for them xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Afternoon :hello:

    Cleared the very account :j:T:j:T:j:T

    Now I'm eyeing up the Argos account :rotfl: I'm murder I'm telling you kind of toying with the idea of hitting £8k cleared before new year :eek: doubtful but we know what I'm like xx

    Should be. LSD today after I've dropped Kk off I'm going to come home and finish my ironing pile and then the schools close at 2.30pm so I'll be picking up my last shift before Xmas then need to nip to the post office and pay my avon off And I'll grab a couple of bottle of my juice should be no more than a couple of pound :cool:

    Then it will be operation gut house before the big man explodes my house with presents :rotfl:

    If I'm not on before Xmas have a merry xmas :xmastree::xmassign::xmassmile:santa2::snow_grin
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    :xmastree: Merry Christmas abba, hope it's a fab one for you all :xmastree:
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Merry Christmas Abba :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Hope you all had a lovely Christmas we had a great day kids were spoiled and so was hubby and hubby cooked an amazing feast.......I'm a lucky girl xx

    So I haven't been very MSE this week :o but I've booked a holiday to Florida for 2018 :T this is so we can celebrate my daughter turning 16 then and my mil turning 60 on the same day on the 17th July 2018 I know it's a year and a halfway away but gives me time to put money by for this but put the deposit of £900 :eek: on my credit card.

    Waiting for the 31st so I can do a balance transfer from the Halifax to the barclaycard which will run til April 2018 at 0% so this will half the Halifax card thank goodness :rotfl:

    Been pricing up the kitchen for all our cupboards doors and work surface it's coming to just under £1100 which is fantastic amount plus it helps that hubby used to be a kitchen fitter so I'm having to review my plans for 2017 in terms of paying stuff off as my very account and Argos account will be getting used for our new kitchen appliances

    2017 GOALS

    January Pay of £500 on the Argos card
    February to April. Clear £1800 on holiday balance
    April to June Save £1500 for holiday spending money
    July to august. Kids birthdays, school uniforms
    August to December. Clear Halifax card

    Also my carpet finance of £74.50 a month will end in may this year as will my couch finance of £54.50 a month in August so this frees up £130 a month so this will get chucked towards the debt

    If I hit the targets earlier than anticipated it means I can tackle the Halifax card earlier as this will set us up nicely for when we look to review our mortgage deal in April 2018 as hopefully I'll have my barclaycard cleared for then as well we should get a great deal on our mortgage xx

    Will be paying my national insurance bill for this year today of £149 :( as well as hopefully booking my first aid course through my Ila account so this saves me £120 then I'll see if it's possible for me to hit £8k debt cleared off before the end of the year :cool: ...........I love a target lol xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • You are amazing!! :D love that you've got such clear targets, & that you've booked a holiday to remember, such an incentive!
    LBM 1st Feb 2015 £18182 to go :o
    my diary: time to step up to the plate. SPC#079
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    You are amazing!! :D love that you've got such clear targets, & that you've booked a holiday to remember, such an incentive!

    I've still to pay off 2017 holiday first :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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