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Abba1772's Debt Free Diary

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Comments

  • Abba!!! I'm so so so pleased for you!! :j:j congratulations Hun on your new house!! (I hope it doesn't need as much work as mine does lol!!) I hope you settle in really quickly and love it! :):) xxx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Abba!!! I'm so so so pleased for you!! :j:j congratulations Hun on your new house!! (I hope it doesn't need as much work as mine does lol!!) I hope you settle in really quickly and love it! :):) xxx

    It's needs modernising in every room :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Oh huge congratulations abba! So pleased you are in your house now, you've worked so hard for it! :T :T

    Our house needs complete modernisation too, there's no chance of it happening any time soon lol.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Abbie's room is finished just waiting on carpets getting fitted on Thursday, two walls in living room is done the last wall us getting lined tonight so I can paint it tomorrow and boys room is getting lined tonight again ready for painting tomorrow xx

    Getting there slowly but surely xx

    Scared to look at my bank account tho xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Abz12
    Abz12 Posts: 221 Forumite
    Tenth Anniversary 100 Posts Name Dropper Combo Breaker
    Congratulations on your house. X
    Total debt when starting Sept 2021 - £14,629.61 / Current debt - £13,398.73
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Not abandoned my diary just extremely busy with fixing the house up and working full time.......totally stressed and overwhelmed and I'm flapping about my debt increasing.......I know it'll get paid off just past issues raising their ugly head I guess xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Dont stress you know you can do it :) its amazing what you have done once you put your mind to it x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • jwil
    jwil Posts: 22,081 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope all is well with the new house, you'll soon clear any debt that you've built up, look how you managed it before!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Sounds like you are moving on with the house at a good pace Abba...I am so happy for you!

    Are you stressed or finding it all very exciting.

    I just can't wait to buy our first house :):):)

    OF x
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sounds like you are moving on with the house at a good pace Abba...I am so happy for you!

    Are you stressed or finding it all very exciting.

    I just can't wait to buy our first house :):):)

    OF x

    I am mega stressed :mad: but I know it'll be worth it in the long run

    Moving into the new house this weekend so if you don't hear from me it's because my internet hasn't been connected

    I'll be back soon I promise with an update on my debt :eek: and How I'm going to tackle it :j

    Roll on first week of July when we get a wee holiday up to the top of Scotland :D can't wait xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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