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Abba1772's Debt Free Diary

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Expensive morning and it's not even 9am :eek:

    Tax credits were paid so cleared hubby's credit card :T:j:T:j another thing done for this mortgage company but it's done and I cleared it in under 8 weeks :D nearly £900 :eek:

    Also got my gas and electricity bill in I estimated it being £250 which I had put aside but noooooooooo it was more expensive and came in at a whopping £375 not too bad in the grand scheme of things and still cheaper than last year but it's now paid so again so wthing off my list.

    Working til 4pm today head is bursting glad I've got a half day tomorrow as we have solicitors tomorrow plus we are going to do the food shop tomorrow as our cupboards look dire :rotfl: need to see what I can make for dinner tonight might make mince and tattles :rotfl::rotfl:

    Need to nip to shops later for bread milk hand wash and carrots so should be under £5 spends today........taking the boys to their dance class today plus it's free so that's a bonus xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    wow wow wow look at you!! everything coming together and hard work paying off :D when do you move in x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    monz wrote: »
    wow wow wow look at you!! everything coming together and hard work paying off :D when do you move in x

    Get the keys hopefully on the 29th will for Defo find out tomorrow when we sign the contracts :j but I need to wait for the new house to be inspected by the care inspectorate who regulate childcare providers which could take up to 12 weeks :eek: I'll be hassling them every week if I have to :rotfl: but it gives us time to get things decorated etc whilst it's empty xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    abba1772 wrote: »
    Get the keys hopefully on the 29th will for Defo find out tomorrow when we sign the contracts :j but I need to wait for the new house to be inspected by the care inspectorate who regulate childcare providers which could take up to 12 weeks :eek: I'll be hassling them every week if I have to :rotfl: but it gives us time to get things decorated etc whilst it's empty xx

    I know I keep saying it but you are an inspiration. You are completely wiping those debts!!!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I know I keep saying it but you are an inspiration. You are completely wiping those debts!!!

    Going to be adding them tho which is kinda scaring me but I'm sure I can clear them just as quick xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • hurry up 29th so excited for you :-)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Contracts are signed awaiting paperwork to be emailed that we need to sign and financial adviser is organising our building and contents insurance and we should be all ok to get the keys on the 29th

    Solicitor is also sending away our help to isa paperwork so we are hoping that it'll go through smoothly and we should get the £450 back from the solicitors on Friday xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Only a week til we get our keys how scary is that :eek:

    Put my avon order through collected £583 of orders :eek: OMG which means I could be getting £144 commission, that's the curtains for my living room sorted as I need two pairs :T woo hoo can't believe it really chuffed xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • £144 commission!!!!:j


    :beer: sorted xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Well this morning was a funny one....................sent £9825 to the solicitors that was an anxious push of the button :rotfl:but it's done solicitor phoned to confirmed they have it plus our help to buy bonus has came through :T all looking good for getting the keys Friday morning :D

    Set up playgroup this morning was a quiet one but those days are the best I reckon lol xx

    Did the nursery run then popped to town handed forms into solicitor went to farms foods for cheese and milk £3.50 then popped into homebargains for 2 bottles of juice £2, fairy non bio gel £3.99 fabric conditioners£1.99, baked potatoes 55p, bread £1 so I'm happy with that :T

    Rounded down the account sent £44.57 towards my very account thought I would pay something towards this before I order the boys bedding for their new rooms and xander desperately needs new trainers so this will cost me £78 but I've got a £20 off voucher so £58 for these things is great as xander Can only wear Nike air maxes as his heels don't touch the ground when he walks so he splits most trainers in the middle and we used to go through a pair a month til we discover mix air maxes last him about 6 months xx plus the boy is only 9 yet he's in size 5.5 already :eek:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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