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Abba1772's Debt Free Diary

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  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    abba1772 wrote: »
    Yeah that's why I've been more focuses on getting rid of the debt than increasing the mortgage fund............hubby asked us how we were getting on he seems to think that cause we technically don't have the finance on the car anymore that I can chuck £150 extra at the debt ...........eh I have two car taxes and two car insurances coming out of my account !!!!!! grrrrrrr men they don't have a clue told him to leave me to it that I'm handling it xx

    Decided we are going to the local car bootie to get all our veg for our Xmas dinner then we are off to bowling and then off to a cafe my grandpa used to take me and a little wander around the shops xx

    I personally think she's crazy but she's got a solo but she is singing white Christmas using sign language :D she's such a clever cookie xx


    My DH doesn't have a clue either. He always thinks there's extra money there as well!

    Sounds like a nice day planned, hope you enjoy it!

    Singing in sign language is even more impressive, well done Abbie!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I'm very proud of Abbie one of her friends is deaf so she took it upon herself to learn sign language so she could communicate with her friend plus it'll be a great thing for when she's older and looking for a job..........plus she knows the swear words :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • At the end of a rubbish working day that really made me laugh so thank you. :T

    Well done abbie - bless her little heart :A:D
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    At the end of a rubbish working day that really made me laugh so thank you. :T

    Well done abbie - bless her little heart :A:D

    Glad I could brighten up your day xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Well done Abbie. She sounds like a fantastic little lady!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Well done Abbie. She sounds like a fantastic little lady!

    Aww thank you, yes she is but I would say that to be fair she's 13 and she's a switched on teenager ....................for now :rotfl:
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Evening :hello:

    Been a mega busy day was working 7am to 1pm the 3pm til 4pm decided to take a walk up to the town dropped off a black bag to charity shop, nipped into homebargains with the hubby (big mistake lol) and spent £27 :eek: and then nipped into the video game shop and bought two games for Xmas one for xander £19.99 and one for hubby £19.99 so that's it officially done Xmas shopping is done just the veg to get on Sunday and the meat picking up Wednesday / Thursday xx

    We wanted to open up a help to buy isa but because I have previously bought a house (11 years ago but only had it a year) I'm not eligible :mad: but hubby is so he went to open a isa at his own bank only to be told he couldn't be seen today but after explaining he works 9-5 Monday to Friday he can't get to the bank............so I suggested he try my bank who took him in straight away and hubby decided to try his luck and open up a current account as well..........wasn't holding out much hope but woo hoo he was successful so hubby is chuffed as this means his credit file in on the mend :beer: so I've transferred £1000 into his help to buy isa :eek: so if we get £2400 in this account by the end of next year we will get £600 from the government and 2% interest which will be about £48 :T every little helps :j

    Got some avon done tonight collected just under £100 but got a load to do tomorrow :) so I should get £100 commission from this book so like I said £50 will go towards the mortgage fund xx

    Off to chill with family xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Morning :hello:

    Checked the bank today and got paid my wages from the college and a bit extra that I was owed so paid £200 towards my barclaycard which is now under the £1k mark :j:T:j:T:j:T:j:T:j:T what a great feeling hoping to get this paid off by the end of February we shall see tho but like you all know I seem to relish in hitting targets I set myself xx

    Got the playgroup Xmas party so it won't cost me anything as already paid in advance :beer: so I have a couple of avon orders to get rid of this morning as well xx

    Hoping for a nsd day then today need to get an appointment for kk at the doctors as he's complaining of a sore back poor wee thing hoping it's not a urine or kidney infection xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • jwil
    jwil Posts: 22,051 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Great news about the isa and DH's credit rating :T

    Also great news about the CC as well :j

    Hope KK is ok x
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    jwil wrote: »
    Great news about the isa and DH's credit rating :T

    Also great news about the CC as well :j

    Hope KK is ok x

    Thank you I'm all chuffed for him that his credit score is getting better, hope it bodes well for us when we go for a mortgage next year xx

    He seems ok couldn't get an appointment at the doctors :mad:will try again on Monday as I'm quieter then as well xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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