We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

is it safe to use the banks cashpoint machine

2

Comments

  • DrSyn
    DrSyn Posts: 899 Forumite
    Part of the Furniture 500 Posts
    Red Devil

    I understand your consern about using outside ATM's. I never use them myself!

    In addition to above comments on how to use an outside ATM with the minimum of risk,there are two simple and much safer ways around the problem.

    (1) Use cashback at one of the large chain of supermakets when shopping.

    (2) Ask at your local Post Office counter for their leaflet, on which of the banks allow you to take money out at the post office. Most if not all the major banks do (at least 13 of them do). So most likley yours does. I find it really useful. If you time it right there are no Q's. The infomation is also on their website.
  • powerone
    powerone Posts: 184 Forumite
    I dont trust any cash points which are outside. They are so easily accessed by people for scams at all hours.

    Use cash back. or a machine indoors, my local Natwest has machines indoors. These wont be scammed by gangs getting card details.
  • johnmoney05
    johnmoney05 Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I forgot to mention, normally I would gently press some other numbers on the key pad apart from my real pin...so if anyone saw my key in, they had to guess which numbers I pressed were real. Not sure if it is useful tho....but it makes me feel better. ;-)
  • i would always check if the atm is safe outside
    i use them a lot after a thorough check lol :beer:
  • powerone
    powerone Posts: 184 Forumite
    edited 2 January 2024 at 4:00PM
    vinh1000 wrote: »
    i would always check if the atm is safe outside
    i use them a lot after a thorough check lol :beer:

    You cant always tell though. The fraudsters have gadgets which can make the machine look real. But there device is storing your pin number & card number.
  • Olipro
    Olipro Posts: 717 Forumite
    the simple advice is this: shield your PIN and enter it as rapidly as you can manage, doing both these things prevents an installed camera from capturing what buttons you press, doing it rapidly also prevents deduction of what buttons you were likely to be pressing.
  • jimjames
    jimjames Posts: 18,795 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I think if it is at a bank rather than just an ATM at another building then the risk is very low especially during the week. If it is weekend at a non-bank building away from traffic then I guess the risk is higher as they could scam it without being spotted.

    In London I'd say the most likely risk is being mugged though
    Remember the saying: if it looks too good to be true it almost certainly is.
  • powerone
    powerone Posts: 184 Forumite
    What I have been told. The fraudsters use a machine which slots into the card holder. So it looks real with a camera. Then they can get all the details of your card and the pin number. So they can clone your card and use it in shops. Or they can get the cash out later.

    They fit this devices over night. So they are not seen and they are so easy to put on, takes seconds. So there is no real awarness that it has happened. They come back a few days later and remove the machine. Then start to use the cards.
  • iereboy
    iereboy Posts: 415 Forumite
    I often think whether its safe:

    When I boil the kettle
    Put petrol in the car
    Cross the road
    Have a double vodka instead of a single on Friday night.
    Forget to put the toilet seat down
    Have full fat milk

    Come on are you for real?
  • Olipro
    Olipro Posts: 717 Forumite
    unfortunately it's basic human nature... do nothing until something unfortunate occurs and then respond in a paranoid and disproportionate manner... we're all guilty of it, even collectively, just look at how airport security has evolved.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.