First credit card for 18 yr old son

davetrousers

Modmedia wrote: »

By the way OP, make sure you know his login details for the credit card so you can check on him and make sure he doesn't get tempted to use it.

That would probably be in breach of the Ts & Cs of the credit card!

System

What income does he have? It's unlikely Santander will give him one without him having a decent paying job?

izools

davetrousers wrote: »

That would probably be in breach of the Ts & Cs of the credit card!

And fraud / illegal.

You'd be liable to be sued / prosecuted for identity theft.

samwsmith1

izools wrote: »

That's your simple interest rate not your APR. Your APR is 39.9%.

Call and ask if you don't believe me. If they quote 34% again state Ï didn't ask for the Simple Interest Rate, I asked for the APR. Please tell me the APR" and you'll see.

They quote the Simple rate to look cheaper, it's just marketing and obfuscation.

star-fire wrote: »

Izools hope you didn't mind i borrowed your percentage working outs for this samwsmith1,as i knew you have covered this before when talking about vanquis and their 34.5% nonsense.

I see what you mean now, when I get chance I might call them and ask - but as I say I hope to never have to pay them a penny so it's irrelevant really.