A bank account with free instant alerts for all withdrawals/deposits?

skyzen

Hi,

Does this exist? I've been doing a lot of searching and the closest I can see is the citibank alerts service which costs £2.50 a month for standard current accounts and even then they'll only alert you for transactions that are £100 and above. Yodlee moneycenter does send free email alerts but they're up to a day old.

It seems there are various services out there but they are all either

1. not instant (e.g. barclays).
2. do not alert for individual transactions (e.g. just sending daily balance alerts).
3. set a minimum value that they will alert for.

I'm mainly interested in free services but would still like to know if paid ones exist as I can't find them. I'd prefer the option to get email alerts but txt alerts would be ok too.

I've read about accounts in other countries like India where they can do this through mobile banking, so it's definitely possible. Paypal have been sending out instant email alerts like this forever as well. If it's not here now, I'm sure it will be eventually!

opinions4u

Perhaps logging on to your online banking each day would be the next innovation in the market place .

[Deleted User]

Lloyds TSB?
I get alerts every morning for balance etc and texts when i reach a certain limit

cifpower

Northern Bank sends me free texts/emails whenever there is a credit or debit above a threshold i set and i can get free daily balance texts;

pmduk

Not a bank account as such, but the 02 load and go card send you free alerts on each transaction.

knightfox

http://www.natwest.com/personal/more-ways/g1/mobile-phone-banking.ashx

this is a link to Natwest

skyzen

Thanks for the suggestions everyone.

Unfortunately, northern bank is for NI residents only. Natwest and lloyds don't do individual transaction alerts. Also, for the record HSBC have a £50 minimum limit for alerts and First Direct alerts are not instant.