Help and advice please - Newbie!

bluezone

I dont meanto sound nasty but they could turn round and say thaat SKY is a luxury therefore you can cancel that and contribute your Sky money to them.

Emmzi

if they have not purchased the debt, then I would be inclined to deal directly with the original lender as you will get more sense out of them.

Also if they cannot prove you owe the money in the first place, they *may* leave it alone.. so ask for original credit agreement.

Emmzi

ps not that I am advocating walking away from debt. Just not dealing with debt collection agencies. If you can deal direct with Barclays life may be less full of threats.

the_postman_2

good news :j

Rang lowell and offered £15 per month via direct debit.

They accepted

Im so happy!!

Thanks for your advice everyone