We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Thursday 21st October - What small DFW things will you be doing today?!
Comments
-
Surprised myself and got coffee and like elec paid before 9.30 and baking has just been put in for the hour :j...so now I have supposidly 'free' time (but can always find plenty to do
) till baking comes out....
Just wondering when exactly to leave for TS bearing in mind the bank (not far away) closes @ 4.30pm and I need tobacco (sad really. Haven't made much effort this week :eek:) and if I do both I'll need to get an expensive lunch out :eek:..But might be necessary... If I go to Mr. T near the bank it shouldn't be too expensive (think cheap cheese and onion sandwich - not great but it'll do) and then my jobs will be done...:D
And also there's roadworks near me so it'll possibly mean walking home when tired
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
0 -
Right. Been a while since I was in one of these threads, so morning again.
Today! I will/have:
- Check online banking;
- Pay off the £15 overdraft;
- Take lunch to work;
- Charge phone at work;
- Attempt to drive home with the fuel light on all the way (60 miles, one gallon!);
- NSD;
- Write an invoice to MoreThan demanding my 8-month-overdue cashback;
- Mark a Royal Mail survey item;
- Keep the heating off at home!
I'm sure there's stuff I've missed, but let's see how I get on.Debts (26.3% remaining) - CC/BARC: [strike]2058[/strike] 100.00 @0%; CC/MBNA: [strike]1877.75[/strike] 0.00; Loan/SLC: [strike]10000[/strike] 7901.84 @1.5%; Loan/Per: [strike]1500[/strike] 0.00; Loan/HX: [strike]15000[/strike] 0.00
Mortgages (94.7% remaining) - NW: [strike]92516.94[/strike] 87565.40 @3.19%; HBOS: [strike]65599.57[/strike] 59106.45 @4%, [strike]69251.57[/strike] 68589.97 @3.49%
Total amount of fail: Dangerous (223263.66)0 -
Today I have/will:
1. Checked online banking
2. NSD
3. Free scratchcard
4. Store cupboard meals
5. Start OU course early
6. Buy dental floss in pound shop
7. Wrap up warm and walk dog locallyTesco: £1361.19, Vanquis: £2644.73, Very: £563.08, Next: £1636.95, M&S: £1049.92. As of 5th February 2024. Slava Ukraini0 -
Good morning everyone, I am a bit later on this go this morning as I had a restless night last night.
My plan of action for today:
Quick shower
Take meat out for dinner
Encourage DS to dress himself today
Check pigsback
Complete MS work that is in for today
Wait patiently for post to see if my appointment is through yet. Still no appointment oh well there is still time for it to come.
Lunch from leftovers
Take DM into town
Contact work placement to explain why I can’t go back
Complete 3000 word essay
Take photos of 20 items that can be listed on ebay
Declutter wardrobe (not to self: be drastic if not worn for a year then list it)
Make the dinner using items from store
Do some course work for Monday lectures
Complete the student finance form and get it ready to be posted
List 10 items on ebay
Reschedule MS work that was due this weekend and look for jobsAiming to get Debt Free.0 -
Had a lazy morning and then took the dog for a big walk but going to be productive for the rest of the day.
[STRIKE]
- Sign up to LoveFilm usingcode to get M&S voucher (and write in my diary when to cancel)
[/STRIKE][STRIKE]- Sort freezer[/STRIKE]
[STRIKE]
- make pizza bases (some for tonight, some to freeze)
[/STRIKE]-[STRIKE] Sort out the cupboard under the stairs and find my spare jam jars[/STRIKE]- Clean the house
[STRIKE]- Do at least 2 hours work[/STRIKE]
[STRIKE]- update my budget
[/STRIKE][STRIKE]- check the ASDA guarantee to see whether my shopping yesterday was cheaper than if i'd gone to tesco.[/STRIKE] (saved over £4! )
[STRIKE]
- Tidy car
[/STRIKE]Money situation: August low point -2883.24
September low point -2840.85 (it's going in the right direction):o October low point -2564.98
0 -
Am at work but the boss is doing an interview so two minutes for some notes for this evening before I 'start' :rotfl: and it's raining!!!
Paid cheque into bank btw and got a free coffee from some church
TEA- Check online banking & check budget (today's spends = coffee = 1.49; 0.89 and doughnut, 0.6 and tobacco = 4.32 * 3.5)
- Download calvins institutes for free (DON'T PAY FOR IT!)
- Evening routine (must find time to crochet)
- Inc pricing some books (done so like need to put in bag for tomorrow)
- ?Put washing on airer and small tidy of bedroom
Sorry to be such a nuisance but have no notebook on me and don't know how to use the notebook on kindle and if I don't put this somewhere I'll NEVER remember
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
0 -
Evening All,
Today i have:
Carbooted and i am now £50 richer
Volunteered for Orange Rock Corps and i am going to model on a catwalk for the George Thomas Hospice in return for a ticket master voucher
Defrosted both freezers and made an inventory!!
I feel great today although i still need to
Find an alternative to Word and Excel
Book hair appointment
xDFW Nerd #awaiting number - Proud to be dealing with my debts!
Dont cry because it's over, smile because it happened.
Sealed Pot Challenge #781
0 -
An alternative to word and excel is easy - open office (check the free software on here)
as for hair - if it's just a basic trim what about the local FE college? You should be able to get it for less than a tenner including a blow dry....
Hope that helps
Just had a whoopsie on a sigg bottle top and carabina for my water bottle £10
Now time to check online banking...have eye appt tomorrow as getting quite a bit of eye strain lately and don't know why
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
0 -
I've managed another no-spend day today as I've stayed in bed all day wallowing in my tooth-ache!0
-
Evening All! Not been around much lately - although I have tried to read the thread each day, even if I don't have time to post
Work does rather get in the way
My list for today:
Just renewed landlords insurance - £80 cheaper, better cover and 12% cashback:j
Checked quidco - £44 to be paid next time round :j
Ate lunch out as Dh staying away tonight - work paid. Had a meal so I can just have a snack tonight if I feel peckish
Try and order some BOGOF calendars for christmas pressies - offer runs out tonight. Will use quidco again.
DD in re-usables - washed on quickwash
Move some money around
See if I can finish DD christmas list on Amazon wishlist
Change up my change bag from money I earnt at car boot so I can pay it into bank and PAD to CC
Check next account - they are saying I haven't paid when I have :mad:
Early night
Think that's about all - hope everyone is well and keeping warm
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards
