Thursday 21st October - What small DFW things will you be doing today?!

determined_new_ms

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important

Morning everyone :wave:

Ok today's list

• [STRIKE]check banking[/STRIKE]
• [STRIKE]move some moeny around[/STRIKE]
• [STRIKE]lunch from store[/STRIKE]
• [STRIKE]drive carefully to & from work[/STRIKE]
• [STRIKE]charge phones at work[/STRIKE]
• get cake cases & make cupcakes

[STRIKE]go through fridge later & work out what needs to be used up
[/STRIKE][STRIKE]pay money into bank
requested a free energy monitor
[/STRIKE]

catmiaow

THANKS FOR STARTING THE THREAD DNM!

Hello all,

My list

[STRIKE]Cleaned bathroom this morning
I will vacuum the house before I go to work
Tidy after cats
Take rubbish out
Check bank
Email people back
Enter comps before work and at lunch time
Use free texts and mins
Go to work - booo last full day of the week though hooray!
Go and see my nan
Drop off the cats at my mums and will stay there for a bit and see her
Quick dinner
Mop kitchen floor
Try and dry washing
Start packing[/STRIKE]

Very busy day I am even more tired thinking about it lol

Hope everyone has a good one!

OliveOyl_2

Morning All :hello:

Thanks for starting us off DNMS, I was waiting expectantly :rotfl:
Off to the Orphanage today - last meeting before we meet the web-site designer tomorrow so lots to talk about......but I'll still get a chance to cuddle a few kiddies

So today I have/will

• check banking
• check Quidco - 50p received :j
• meal from plan -chicken and pasta salad, cooked the chicken last night while the oven was on (salad cos it is hot and sunny here )
• made banana muffins with black bananas for tomorrows meeting - if they last that long. while the chicken was cooking in HM honey and mustard marinade- my favourite
• pack for our weekend away tonight as we're leaving straight after the meeting tomorrow :j
• hopefully a NSD.......the weekend will make up for that though
• Skype DD :D
• read papers on-line

We're trying to make the most of living in another country and so are planning a weekend travelling each month.....a nature reserve in the middle of sand dunes this weekend

Have a great day everybody :A

lonestarsky

Morning everyone

Wow, OliveOyl, sooo jealous that you're somewhere hot and sunny! Mind you, at least its not as cold here today as yesterday. Not liking the darker mornings though

So, today....

• [STRIKE] Dentist check up at 9 ....noooooo :mad: .....[/STRIKE] Need 3 fillings - ouch (say's my wallet, not my mouth!). On the bright side, todays check up was £5 cheaper than I budgeted for!
• [STRIKE]Leave money out for veg box payment (and for last weeks box because I forgot to pay for it....oops!)[/STRIKE]
• Pay coins in to bank
• [STRIKE] Check internet banking[/STRIKE]
• Transfer coins from current acc to savings acc
• Return library book
• [STRIKE]Drive carefully to work as half tank of petrol has to last until the 28th[/STRIKE]
• [STRIKE] Find out about using bank cards abroad[/STRIKE]
• Go visit parents this evening
• [STRIKE] Washing at 30 - one load only, hopefully
• Take dry washing off clothes drier so its clear for today's load[/STRIKE]
• Check for surveys[STRIKE]
• Breakfast - use up mushy looking avocado in a smoothie[/STRIKE]
• [STRIKE]
• Lunch - from store at work[/STRIKE]
• Dinner - HM soup from veg box veg, with HM bread from veg box
• No grocery shopping today - yay :T
• Check lettuces in garden as they may be suffering from the colder weather!
• Get some writing done if its quiet at work this afternoon

And that's today sorted. Have a good day everyone x

josiebabie

Wow -2.5 degrees here this morning! :eek:

Lovely frost on the ground, good job I've got no veggies left to worry about.

Here is my list:-
- Check banking
- Check to see if Next returns have been credited
- 1x HC when I get home
- Put away dry HC from airer
- Sell a purge today?
- Do some onepoll
- Check VO for surveys
- Work hard!
- Lunch is last nights cottage pie

Jx

Candy0107

Morning All,

Thanks for starting the thread DNM

Freezing weather this morning!

Hello to those who have posted before and will post after me

Today I have/will
• Checked online banking
• Work really hard as deadlines are looming
• Check emails and do any surveys if available
• Breakfast, lunch and dinner from store cupboards
• Used my rail pass to get to work
• Have an NSD – forgot my purse today
• Fill in my WW online food diary and get weighed tonight
• Need to drink at least 2 glasses of water at work this morning, and 2 in the afternoon
• Need to look for MS jobs
• Need to catch up with friends on FB rather than texting people
• Read newspaper online and get the free newspaper at the station
• Need to check out the freebies board
• Enter comps online
• Washing on a quick wash 30 degrees
• Need to look at a high interest savings account – my one matures in November…didn’t do this yesterday
• Might be able to sneak out a coffee for the train home (save me buying one)


Take care everyone and have a great day, hugs to those that need them

Candy xxx

Erme

Wow what a day yesterday (utter chaos by the time I'd finished) what with the kindle not turning up till 6.15pm then blowing £7 or something at the corner shop cos I'd not eaten properly :eek:

So today's plans

No time to check message boards proper..have work to do

• Elec (pay) and coffee (quickly)
• Bake
• Sort out books (calibre and price - don't add any new ones)

LUNCH

• Put in cheque from cashback to Bank - essential
• Training Scheme

TEA

• Evening routine (must find time to crochet)
• Inc pricing some books

BED ON TIME!!!

Amara

Hi!
I've already been at my morning job
-I've checked online banking
-emptied dishwasher
-fullied back again and set off
I will:
-[STRIKE]go my one customer[/STRIKE]
-[STRIKE]to bank to pay in money[/STRIKE]
-[STRIKE]tidy up[/STRIKE]
-iron
-[STRIKE]change cat's tray[/STRIKE]
See you soon!

MrsSmith93

Can I ask a quick question - I'm looking at registering on some survey sites etc, I've had a look around this site and saw the pine cone survey site recommended, but on their web page I can't find where to register! I'm obviously being blind, can anyone help?

Thanks

lonestarsky

MrsSmith93 wrote: »

Can I ask a quick question - I'm looking at registering on some survey sites etc, I've had a look around this site and saw the pine cone survey site recommended, but on their web page I can't find where to register! I'm obviously being blind, can anyone help?

Thanks

Nah, you’re not being blind! It’s not possible to register on the site, you need to keep an eye out for one of their banners on the web somewhere and register through that. It was over 2 years ago that I registered so I can’t remember where I found a banner, otherwise I’d tell you where to go. Maybe start a thread on the Up Your Income board to ask if anyone has found a banner recently. It’s a great site, the surveys are well worth the effort.

MrsSmith93

lonestarsky wrote: »

Nah, you’re not being blind! It’s not possible to register on the site, you need to keep an eye out for one of their banners on the web somewhere and register through that. It was over 2 years ago that I registered so I can’t remember where I found a banner, otherwise I’d tell you where to go. Maybe start a thread on the Up Your Income board to ask if anyone has found a banner recently. It’s a great site, the surveys are well worth the effort.

Ok, I will have a look on that board, thanks