We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Suspect bad debt on my credit report
Bythesea
Posts: 4 Newbie
in Credit cards
A unpaid CC is showing on my credit report, the date shown is two years after I left the address, this was a flat with a shared letter box, I have no recollection of ever having said card and the company who issued it are refusing to treat it as fraud as all my details match.
This is the only bad debt on my credit report, I was subject to an IVA that cleared all my debts, I paid the IVA off in twelve months due to an inheritance that covered to amounts owed. It was upon checking everything had been cleared I spotted this bad debt.
What is my next move?
This is the only bad debt on my credit report, I was subject to an IVA that cleared all my debts, I paid the IVA off in twelve months due to an inheritance that covered to amounts owed. It was upon checking everything had been cleared I spotted this bad debt.
What is my next move?
0
Comments
-
contact the police and report the fraud against yourself, they will then contact the company0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards