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Ive done it and contacted CCCS

2

Comments

  • hi, i have a DMP with the CCCS and they have been a great help, they clearly talk through your budget with you and even remind you of stuff like dentist, stamps, etc. Try to write all your outgoings before your interview so you have a rough idea what to tell them, i just looked at my bank statements!! Good luck with it, i should be debt free in 4 years and can still have a life on my DMP!!
  • Thanks for the advise. Im waiting on my pack then me and OH are going to sit down and make a night of it sorting out our mess!!
  • LittleL_4
    LittleL_4 Posts: 714 Forumite
    Good on ya ;)
    L
    x
    Debt 28/12/06 £26,467
    £20 grocery challenge per week
    Savings £400
    £2 coins - £8.00
    DMP £357 pcm (CCCs) commenced 1/10/06
    DFD :think:
    proud to be dealing with my debts
  • Ames
    Ames Posts: 18,459 Forumite
    For hobbies/going out though they only include £15 a month, although they'll give you as high as they can on other things that you might not spend as much on.
    Unless I say otherwise 'you' means the general you not you specifically.
  • Thats great, does anyone have a copy of their budget they would like to share with me! It would be great to see how they work.
  • System
    System Posts: 178,423 Community Admin
    10,000 Posts Photogenic Name Dropper
    Are you aware of the trigger figures that they use? Look at this thread #50

    http://forums.moneysavingexpert.com/showthread.html?t=204273&page=2&highlight=trigger+figures
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • Thanks im off to take a peek!!
  • Hiya Pink_girl

    Can you post your SOA on here and we can have a look at it? make sure you include how mamny people it's for too :)

    Good luck, you have made the hardest step already

    WG xx
    All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.

    DFW Nerd #132
  • lennymfo wrote:
    Are you aware of the trigger figures that they use? Look at this thread #50

    http://forums.moneysavingexpert.com/showthread.html?t=204273&page=2&highlight=trigger+figures

    Thats a great thread but i can assure you those are not the figures CCCS use as guidlines. :o
    All comments and advice given is my own opinion and does not represent the views or advice of any debt advice organisation.

    DFW Nerd #132
  • System
    System Posts: 178,423 Community Admin
    10,000 Posts Photogenic Name Dropper
    Thats a great thread but i can assure you those are not the figures CCCS use as guidlines. :o
    Thanks Wondergirl. Pink - I apologise if I've given you a bum steer but I know Payplan use them, if they are not exactly the same they are very similar.

    Lenny
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
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