Is Virgin the only Super Balance Transfer Card?

pKaTz

I had a Virgin Card and the deal ended in august - which is when I cancelled the card.
I need a super balance transfer - as I dont have any credit card debt to shift to other cards.

I did try about 1 year ago to get an Egg Money Card but there phone interview was too much, and they said they couldnt offer it to me at that time.

What other option do I have?
Basically I am after some low interest money, to invest. As you do.

I have a santander [A&L] account - but I think their zero card is for Balance transfers only - not to transfer into your bank account.

Any Ideas for an alternative to Virgin Card - as I have used them within the last 3 months.

KingElvis

Have a look here mate on this very site.

http://www.moneysavingexpert.com/loans/cut-loan-overdraft-costs

Rupert_Bear

pKaTz wrote: »

I had a Virgin Card and the deal ended in august - which is when I cancelled the card.
I need a super balance transfer - as I dont have any credit card debt to shift to other cards.

I did try about 1 year ago to get an Egg Money Card but there phone interview was too much, and they said they couldnt offer it to me at that time.

What other option do I have?
Basically I am after some low interest money, to invest. As you do.

I have a santander [A&L] account - but I think their zero card is for Balance transfers only - not to transfer into your bank account.

Any Ideas for an alternative to Virgin Card - as I have used them within the last 3 months.

First of all not a wise move to cancel the Virgin card. I have held one for a long time and they are brilliant for always offering promotional offers including money into your bank account.

However that said I am also with Barclaycard and they offer bt as well as money paid straight into your bank account. I suggest you check BC out.

Ralphy101

Rupert_Bear wrote: »

First of all not a wise move to cancel the Virgin card. I have held one for a long time and they are brilliant for always offering promotional offers including money into your bank account.

However that said I am also with Barclaycard and they offer bt as well as money paid straight into your bank account. I suggest you check BC out.

Rupert i have barclaycard platnium... can find no mention of being able to to a cash transfer to a current account...

Could you point me in the right direction?

Rupert_Bear

Ralphy101 wrote: »

Rupert i have barclaycard platnium... can find no mention of being able to to a cash transfer to a current account...

Could you point me in the right direction?

If I remember they sent me some cheque recently and said I could transfer money straight into my bank account with a 2.5% fee. However to do this I had to ring the BT team at BC. I would suggest you give them a ring.

Ralphy101

Cheerz

Im guessing because ive only had the account for 2 months it may be a while before they offer me anything like this.

How long have you had the account?.

And were the cheques in addition your credit limit? or did they come out of your credit limit if you get me :S

Rupert_Bear

Ralphy101 wrote: »

Cheerz

Im guessing because ive only had the account for 2 months it may be a while before they offer me anything like this.

How long have you had the account?.

And were the cheques in addition your credit limit? or did they come out of your credit limit if you get me :S

Give them a ring they can only say no. Also I have held the account for about 10 years. Also if I had presented any of the cheques the amount on the cheque would have been taken off my credit limit.

pKaTz

i had a look at the barclays website, and the cheques are at 2.5%, but the interest on the amount of the cash is 25% or something silly like that.

BoGoF

Virgin is one of MBNA's many faces.

Maybe applying to MBNA direct or one of their other 'fronts', the AA for example