Soa help?

mistiforme

dojoman wrote: »

DLA is included as part of your income.

You include it as income but are allowed by the OR to off-set it against expenses

At least that's what I was told by my OR

The OR started off by telling me its was completly ring-fenced for my additional cost due to disability and still allowed me extra in my groceries for dietery needs

Misti

Sorry cross posted

dojoman

From the IS website.

31.7.9 State benefits

June 2009

An IPA should not be sought where the bankrupt's only source of income is state benefit. In the context of this chapter "state benefits” refers to all forms of income supplement and support provided by central or local government including, but not limited to: income support, job seekers allowance, disability living allowances, incapacity benefit, council tax benefit, housing benefit, state retirement benefit, child benefit and all forms of tax credit (child, working and pension).

The official receiver should not automatically discount the possibility of obtaining a contribution from a bankrupt who is in receipt of benefit. The person making the income and expenditure calculation (usually the examiner) should initially ascertain whether the bankrupt is also in receipt of non-benefit income. If this is the case, an IPA should be considered, the total income should be established (see other income sources at paragraph 31.7.7) including state benefits and the bankrupt's reasonable expenses deducted (see paragraph 31.7.19) to cover his/her reasonable domestic needs. An assessment can then be made as to whether the bankrupt has a surplus real disposable income. If an IPA is to be sought, the amount any payment should be less than the income from the source other than benefits. Examples of calculations can be found at Annex A. It should be remembered that whilst the bankrupt's total income (including state benefits) should be included in the calculation of surplus income, it is the income from sources other than the benefit(s) which is providing the payments under the IPA/IPO, which is why an IPA should only be sought from non benefit income.

The Department of Work and Pensions website provides useful information regarding allowances and benefits currently in force and can be accessed at http://www.dwp.gov.uk/.

mistiforme

emos4607 wrote: »

so, does it look ok?

You should add to your expenditures the whole amount of your DLA as disability related expenses

That is what I was told by the OR

Misti

emos4607

Hi,

Thats really helpful - thank you so much.

Yes, we're both BR, am going to fill in the paperwork and send it back this weekend.

Fingers crossed!

dojoman

emos4607 wrote: »

Hi,

Thats really helpful - thank you so much.

Yes, we're both BR, am going to fill in the paperwork and send it back this weekend.

Fingers crossed!

Hi if you are both going BR then you will have to do individual SOA`s.

dojoman

mistiforme wrote: »

You include it as income but are allowed by the OR to off-set it against expenses

At least that's what I was told by my OR

The OR started off by telling me its was completly ring-fenced for my additional cost due to disability and still allowed me extra in my groceries for dietery needs

Misti

Sorry cross posted

Totally agree with what you are saying, I only posted, as you stated that DLA is not included as income, but now all benefits are included although you can offset certain ones if possible in your expenses.

debtinfo

The best way of course it to list all the things the DLA pays for, then there can be no argument

emos4607

This is what i'm confused about, the OR has ignored me completely and doesn't want an SOA from me too????.

I'm wondering when we sent back the OH's, an IPOQ will then turn up for me too?.

dojoman

Don`t worry if they need anything they will ask for it, just try and relax now and see what happens, hope it works out well for you