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Title Deeds of house were buying are lost what now?
Comments
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The deeds to our house were lost back in the mists of time - it had been empty for 30 years and left to rot by its absentee owner who had never even registered it! I'm afraid it took a long six months of legal wrangles about proof of ownership etc. before it was finally ours. Not something I ever want to go through again, but of course it was worth it in the end as we got the house for a ridiculously low price.
Hopefully your wranglings wont be as complex as ours.
My sympathies are with you - and the very best of luck!"I'm ready for my close-up Mr. DeMille...."0 -
well contacted our solicitor and we are all pushing for completion on the 27th as long as we can get into the new house. fingers crossed and thanks everyone.0
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The deeds to my house had been lost when I bought it but the property had been registered with the land registry some five years earlier.
This meant that I was only able to get the freehold as a "posessory title" and had to take out the insurance which other posters have mentioned. The sellers footed the bill for that and it was about £150. However, after 12 years (I think) I was able to convert the freehold to "absolute title". The insurance was then no longer required and I now have no problems. (That's 12 years after registration, or about 7 years after I bought it.)0 -
its simple really - dont know why your solicitors havent suggested it - you just need to get the vendors to take out an indemnity policy in your favour, shouldnt cost too much either - depends on how much the house is worth.
HTH0 -
aimex wrote:its simple really - dont know why your solicitors havent suggested it - you just need to get the vendors to take out an indemnity policy in your favour, shouldnt cost too much either - depends on how much the house is worth.
HTH
Yes thats what I suguested back at the beg!Pawpurrs x
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as far as i am aware the land is registered and the solicitor at the moment doesnt see any big problems with completion. (touch wood)0
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