Can i claim off my credit card?

amy_x_2

8 weeks ago i purchased a bmx bike for my son, which unfortunatly got stolen last week. A few friends have told me that i could possibly claim back the money from the credit card i used to pay for the bike. Is this true?

4743hudsonj

Not that im aware of.... Others may advise better.

Your home contents insurance may cover it if you have it.

wealdroam

amy_x wrote: »

8 weeks ago i purchased a bmx bike for my son, which unfortunatly got stolen last week. A few friends have told me that i could possibly claim back the money from the credit card i used to pay for the bike. Is this true?

Does your credit card offer insurance for purchases over that period?

I think you need to read your T&Cs.

swejoe

phone your credit card company as i believe you can claim your money back as i am going through a similar problem ive been in touch with mine they are now dealing with it just sent them all my info the other day as they asked me for any paperwork i had.

amy_x_2

Thankyou for your comments, they were very helpful. We have been in touch with our credit card company and they said we can receive a full refund on the money as it was taken out under 100 days ago.:money:

chess_010

Yes under the Credit 75 Act if item is more than £100 then you can get refund from credit card company for the full amount even if you only paid a deposit with credit or debit card

amy_x wrote: »

8 weeks ago i purchased a bmx bike for my son, which unfortunatly got stolen last week. A few friends have told me that i could possibly claim back the money from the credit card i used to pay for the bike. Is this true?

4743hudsonj

chess_010 wrote: »

Yes under the Credit 75 Act if item is more than £100 then you can get refund from credit card company for the full amount even if you only paid a deposit with credit or debit card

Correct me if im wrong but s75 ONLY covers breaches of contract, which theft of the goods is not.

The OP's claim was successful either via other protection provided or by some part of the CCA that i am unaware of.