Capital One Credit Card Question

creedy

I applied for a cpital one credit card a while back and at the end of the application it said we will let u no in 7-10 days and i was wrote to and declined thought nothing of it,

Today i reapplied a good few months later and went all the way to the end and it asked me to sign a online credit agreement etc not we will let u no in 10-14 days like it did last time, this never happended last time does this mean i have been accepted or still declined, It gave me a credit agreement to download and print to keep just wondering if anyone no one way or the other cheers people and replies would be great

Rossy.

You've been accepted mate

creedy

how do u no for sure mate ?

Rossy.

creedy wrote: »

how do u no for sure mate ?

Because you've been given the credit agreement

Agreement = Credit
No Agreement = No credit

creedy

but have applied for other in the past where they have said sign the agreement at the end ie Vanquis and then been told its still up to them and been declined ????

Sparx

Rossy. wrote: »

Because you've been given the credit agreement

Agreement = Credit
No Agreement = No credit

That doesn't mean you have passed the credit check.. I've applied several times this year actually and 'signed the credit agreement', got back to me days later, letter through the post; declined.

Rossy.

Granted.

I'm going by my own personal observation. I have a Capital one card and i got refused before, but then after a few months i applied again and got to the Agreement section and i got the card no problem

Maybe just call them tomorrow and see whats up as there will be no concrete yes or no as it's Capital ones decision

creedy

ok i think ill just wait and see

PNPSUKNET

call them today, they are quick at decisions

creedy

just tried but there open 24 hours but seem to be closed

Storm0112

i applied for a capital one card last year and was declined straight away on the website but when i applied back in july this year i was asked to sign the online credit agreement and that was it, i thought nothing of it and then about a week later i received a pin number through the door and a few days after that a card, so hopefully for you, you probably have been accepted
Lynne