Alternative to a joint account?

sassy_one

May I just remind anyone that, joint bank accounts are not the only thing that can affect a good credit history/rating if one has a bad one also, it can be a joint account with car insurance, and also savings accounts as these are credit checked for security reasons.

rnc

moneyhelp2010 wrote: »

Hi,

Looking for some advice please....

I am getting married soon and my other half and I have been talking about how to manage our finances.

I do not have the best credit history, however I have worked hard and just finished paying off all my debt via a DMP through Payplan (woo hoo). My other half has an excellent credit history.

We spoke about a joint account, however I have looked into this and fear that my poor credit history could have a negative affect on my other half. Therefore I am looking for some advice from other people on an alternative to a joint account? How do other people in a similar situation manage?

Thank you

How about a credit card (cashback ?! :-) ) in his name but with a card for you as well. All your food, petrol, etc could come off that and you could transfer money to him as required.

Nick