Claim back charges from Studio

woooooo

Hi i would like to claim back charges from Studio, but am confused so hope someone can help!
First of all- what can i claim back? Interest charges, or late payment fees (or both?)
And how do i do this? By using the bank charges form and changing it to suit?
And also what address do i send to?
Hope someone can help, thanks!

dunstonh

First of all- what can i claim back?

mostly none nowadays.

Interest charges

nope

late payment fees

Nope.

And how do i do this? By using the bank charges form and changing it to suit?

There is no bank charges form. Since the court case ruled in favour of the banks, the bank charge claims have mostly died a death for the time being. Only application of charges and financial hardship cases tend to be looked at now.

Premier_2

woooooo wrote: »

Hi i would like to claim back charges from Studio, but am confused so hope someone can help!
First of all- what can i claim back? Interest charges, or late payment fees (or both?)
And how do i do this? By using the bank charges form and changing it to suit?
And also what address do i send to?
Hope someone can help, thanks!

Is this a shopping catalogue where you have a credit account?

If so, follow the guide to reclaiming credit card charges.
You can't reclaim the interest you've accrued, but you should be able to reclaim any late payment fees, especially any amount where they are over £12 (the guide also suggests adding statutory interest to any charges you are reclaiming)

podperson

Studio is a catalogue right? If so you can reclaim using the credit card reclaiming guide, they work in the same way. You can reclaim any late payment or over limit charges plus the interest accured on them but not your actual interest payments. Not sure on an address but check your old statements or their website?

dylan_lee

hi wondering if someone could help a few months ago i received a letter from studio saying i might of been missold something and may be due some money back i thought it was nothing so ignored it then recently ihear that maybe people are claiming back late payment fees and was thinking of doing it myself as they have charged me 20.00 late payment fees for years then yesterday i get a new catalogue posted and in with the catalogue was a new agreement for me to sighn for me to agree to there twenty pound charges i was thinking if i sign it they have got me and i wont be able to claim none of the charges back does anyone know what to do ??

-taff

fill in the form and send it back?

it won't be late payment, it'll be PPI.

McKneff

dylan_lee wrote: »

hi wondering if someone could help a few months ago i received a letter from studio saying i might of been missold something and may be due some money back i thought it was nothing so ignored it then recently ihear that maybe people are claiming back late payment fees and was thinking of doing it myself as they have charged me 20.00 late payment fees for years then yesterday i get a new catalogue posted and in with the catalogue was a new agreement for me to sighn for me to agree to there twenty pound charges i was thinking if i sign it they have got me and i wont be able to claim none of the charges back does anyone know what to do ??

If and when you need help, yu need to start a thread of your own. The one you posted on was 3 years old:eek: