Help - Can't sell house, can't rent out house and need to move!!!

lollipop_28

shell_girl wrote: »

Aside from the fact that the house isn't selling, have you honestly thoght about the logistics of two house moves within the first year of your baby's life?

Even if you get a viewing tomorrow, how long could it take to actually sell, and for you to find somewhere to move into etc. Baby won't care if you're two weeks early or late- s/he'll make an appearance when s/he fancies- not when you have a window between moves.

As you said, the plan was to move when you found a full time job. As that hasn't happened, maybe make a new plan?

You will both be like zombies for the first couple of months anyway- far better for your OH to be a zombie with a short commute (ETA Sorry I thought his commute would be longer if you moved)

Talk to friends and relatives about how you feel- I'm sure they'll offer to come and see you. Find a local parent and baby group- you'll have a close group of instant (and understanding!) friends in no time.

Call me a snob but the mums I've seen in the area all seem to be under the age of 18 with several kids in tow.. I really don't want to make friends with them!!

MobileSaver

lollipop_28 wrote: »

The property is on the market for £120k, my partner bought it for £118k 3 years ago. Its a 3 bed 2 bath 3 storey new build. You can buy a house with 3 beds in the area for £70k to £100k but they are just average end terraced 1950s 3 bed 1 bath houses. There are a few houses nearby which are newer like mine which are on at £130k.

Typically your partner will have paid at least a £10k+ premium for buying the new build so even in a rising market your house would be worth this much less after just 6 months, three years on in a declining market and it will be worth a lot less. It's very similar to buying a brand new car that loses thousands the minute you drive it off the forecourt.

It sounds like you have seriously overpriced the house which will explain why you have had no viewings whatsoever.

lollipop_28

MobileSaver wrote: »

Typically your partner will have paid at least a £10k+ premium for buying the new build so even in a rising market your house would be worth this much less after just 6 months, three years on in a declining market and it will be worth a lot less. It's very similar to buying a brand new car that loses thousands the minute you drive it off the forecourt.

It sounds like you have seriously overpriced the house which will explain why you have had no viewings whatsoever.

Thanks for this.

So would your advice be to drop the price by £10k??

BitterAndTwisted

Drop the price by whatever you like but if there's a shortfall you are going to need to come up with the cash immediately upon the sale. For obvious reasons this may not be satisfactory. Plus, you'll need to pay the agents fee, conveyancing fees and moving costs so I hope you both have buckets of savings.

rilou81

Not really got anything to add on what you can do as we re just in the process of putting our house up for sale. We luckily did not buy in the peak although a house a few doors down sold for £116'000 2 years after we paid £98'000, ours will be going up for £115'000 in hope for £110'000ish.

I just wanted to add I really feel for you. I am so desperate for a baby and this is the reason we are selling. We are also moving back to my home town. I cannot imagine having a baby away from my family. To me a 50 mile commute would be horrendous to see my family so I know where you are coming from. Being a lady I want to be within a few miles of them at all times. Good luck x

lollipop_28

rilou81 wrote: »

Not really got anything to add on what you can do as we re just in the process of putting our house up for sale. We luckily did not buy in the peak although a house a few doors down sold for £116'000 2 years after we paid £98'000, ours will be going up for £115'000 in hope for £110'000ish.

I just wanted to add I really feel for you. I am so desperate for a baby and this is the reason we are selling. We are also moving back to my home town. I cannot imagine having a baby away from my family. To me a 50 mile commute would be horrendous to see my family so I know where you are coming from. Being a lady I want to be within a few miles of them at all times. Good luck x

Thank you for your message. It makes me feel so much better. Everyone was starting to make me feel like I was being unreasonable.

We'll just have to sit down tonight and discuss our options. We haen't got bucket loads of savings. Maybe we'll just have to try and get at least enough to cover the mortgage or go to my parents and ask for a loan. They're desperate for me to go home too so maybe they'll be able to help.

sarahevie

You are in a very similar situation to the situation I was in. I was in the middle of a PhD when I decided to buy a house with my OH (in his hometown) 50 miles from my uni (35 miles from my hometown).

All was fine I wasn't thrilled about the area but it was cheaper than my hometown. Fast forward a few months and I was pregnant. Had no friends in the area. OH decided when I was 28 weeks pregnant that he didn't want the baby. My grandad was terminally ill.

Deep down I believed that my OH would come round, not wanting to burden my parents I stayed at home. Oct 3rd 2008 life changed for the better I gave birth to DD1. It was hard Oh didn't take to her, I missed my mum and dad, my grandad sadly died but I had to focus on what I had and not what was going wrong.

When my daughter was 15 weeks I picked myself up and got out and about went to local baby groups. Now two years on (we are still together, still in the same house) I have a close circle of friends in the area. I spend one day a week in my hometown with my parents or school friends. This summer I gave birth to DD2 - life has a way of sorting itself out.

Focus on how you can make things better and not on things which are out of your control

Doozergirl

lollipop_28 wrote: »

Call me a snob but the mums I've seen in the area all seem to be under the age of 18 with several kids in tow.. I really don't want to make friends with them!!

Look for NCT antenatal classes. I was having coffee with a friend this morning who was in a similar position when she was pregnant. It does cost money, but frankly, you'll find the calibre of mums slightly higher as a result and will definintely make friends.

She has several close friends from that group and it was 7 years ago. I know a couple of other mums who went to NCT classes and because their babies are so very close in age, they had something instantly in common and remain a support network for each other.

http://www.nctpregnancyandbabycare.com/in-your-area/hull

Even aside from being in a different town to your friends, you'll be surprised at how many of the people you consider friends at the moment will disappear once you've had a baby.

rilou81

lollipop_28 wrote: »

Thank you for your message. It makes me feel so much better. Everyone was starting to make me feel like I was being unreasonable.

We'll just have to sit down tonight and discuss our options. We haen't got bucket loads of savings. Maybe we'll just have to try and get at least enough to cover the mortgage or go to my parents and ask for a loan. They're desperate for me to go home too so maybe they'll be able to help.

No problem. Its all that I've thought about in the last few months to be honest. I have a life here and have lived here over 10 years. It will be hard to make the move back home (1.5hrs drive) Hubby has always lived here and has very close friends since school although his family are as far spread as Thailand.

Its part of the reason we are waiting to start a family as we do not know how long our house sale will take and we have to find jobs!!!

I think sarahevie gives great advice though if staying put is your only option x

lollipop_28

Doozergirl wrote: »

Look for NCT antenatal classes. I was having coffee with a friend this morning who was in a similar position when she was pregnant. It does cost money, but frankly, you'll find the calibre of mums slightly higher as a result and will definintely make friends.

She has several close friends from that group and it was 7 years ago. I know a couple of other mums who went to NCT classes and because their babies are so very close in age, they had something instantly in common and remain a support network for each other.

http://www.nctpregnancyandbabycare.com/in-your-area/hull

You'll be surprised at how many of the people you consider friends at the moment will disappear once you've had a baby.

Thank you, I'll take a look:)