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£1 loan payments, orangutans and learning it doesn't all happen overnight...

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  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Hello to all new people! :hello:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I liked Adams idea of days till debt-free so I am stealing it! :p

    That way as well as trying to pull the date closer so there's less days each day that goes by puts the countdown closer anyway if that makes any kind of sense! :D


    So, 862 days till I am debt-free! :j
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    beccie wrote: »
    That way as well as trying to pull the date closer so there's less days each day that goes by puts the countdown closer anyway if that makes any kind of sense! :D

    After reading it 3 times it made sense lol!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    437 days until mine, that doesn't sound too horrific at all :)
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Should really learn to add up first - it's actually 865 :o

    Yours sounds really good Woo!

    I like this idea - makes it all seem much more achievable :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    podperson wrote: »
    Hi Beccie,
    Sounds like you are doing amazingly well! Can totally relate as I am getting very frustrated at the moment that my debts aren't coming down as quickly as I want them to and have to keep reminding myself that it is slow and steady that counts.

    It is frustrating isn't it.

    But I definitely think the approach of keep chipping away is what helps us win in the end :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    Clurbur85 wrote: »
    Hi Beccie,

    I’ve followed you over here and I have, of course, subscribed! I think that everybody has the realisation after their LBM that their debt won’t disappear overnight… but hopefully we’ll all reach the debt-free mark eventually (preferably without killing ourselves in the process!).

    xxxxxxx

    Hi Claire!

    Nice to see you again!:)

    How have things been going for you? x
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    EB69 wrote: »
    Hi there - sounds like you have a great attitude - I think I am still in the throw everything at it phase but that is bound to calm down when the initial excitement wears off!

    I would like to subscribe tpo your diary but I am afraid I am somewhat of a dimwit in all matters technical and dont know how to do it - can anyone help me with that please?

    Hi EB,

    It definitely is all or nothing at the beginning!

    Nice to have you along :)
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Kepp
    Kepp Posts: 4,390 Forumite
    Part of the Furniture Combo Breaker
    I have been debt-busting for 202 days so far...excluding interest I have been clearing my debt at an average of £24.06 a day....


    Anyone tell I don't have enough to do this afternoon?! :rotfl:
    Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j
  • Clurbur85
    Clurbur85 Posts: 100 Forumite
    Woowoo wrote: »
    Clurbur your nearly sub £10k, I can't wait to hit the single figures!

    ...This hasn't escaped my notice Woowoo... in a few weeks I will be sub £10k and I will also (hopefully) have cleared 25% of my original debt... it will be a landmark and I can't wait to reach it!!

    Beccie, I'm doing ok hun... I am nearly straight re- pawn shops and pay day loans in the latest sticky mess I created... so I will be able to start throwing even more towards my debt. Yahoooooo!!!

    xxxxxxxx
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