£1 loan payments, orangutans and learning it doesn't all happen overnight...

Woowoo

Oh I see! You've still managed to find a fair bit though x

EB69

You are good Beccie.

jtr2803

Hi all,

I missed the banter today! Well done on sending over the cleaning money Becs, I don't know if I ever mentioned it but I used to clean the local cinema on Saturdays and Sundays, I had to get up at 5.30AM :eek:, the things we do for a few extra pounds eh? I've always said that when I earn enough and we have a house I will get a cleaner, I deem my time to be too value to spend it ironing and washing floors etc.....not sure that day will ever come mind :rotfl:

o2bfree

Hi,
Just a little note to say I'm still here and still reading but so busy putting the new kitchen in that I don't always have time to post.
:):)
Can't wait for the kitchen to be in and have working appliances:j

Kepp

:j:j:j:j:j:j:j

PAY DAY!!!!!!!!!!!!!!!!!!!!!!!!

:j:j:j:j:j:j:j

Kepp

o2bfree wrote: »

Hi,
Just a little note to say I'm still here and still reading but so busy putting the new kitchen in that I don't always have time to post.
:):)
Can't wait for the kitchen to be in and have working appliances:j

Hi o2bfree, glad you're still here!

Hope the kitchen is sorted soon x

Woowoo

Morning Bec's

What's your current goal, is it to clear your o/d by the time you go to Borneo?

Woowoo

beccie wrote: »

:j:j:j:j:j:j:j

PAY DAY!!!!!!!!!!!!!!!!!!!!!!!!

:j:j:j:j:j:j:j

At bloody last lol!

Kepp

Woowoo wrote: »

Morning Bec's

What's your current goal, is it to clear your o/d by the time you go to Borneo?

My aim for my overdraft is to clear it by Jul 11 when the 0% runs out - I am keeping the money in savings till then though so it can also act as an emergency fund. I have to save £6 a day to do this so it's quite a challenge!

As a more short-term goal I am trying to get back to the same level of debt I had before paying for Borneo by the time I go - which was £21,275. I'm on track for this, in fact should hopefully be sub 21K by the time I go if I really push for it.

Long-term my payments each month are a target for reducing my DFD to Dec 2012 - fell short of last months target by £100 or so, therefore this month is an even higher target and things aren't looking too good for this challenge

Gotta keep trying though!

What are your goals at the moment? x

Kepp

Woowoo wrote: »

At bloody last lol!

It really has been a long time coming this month!

Although for the last week or so my balance has been at zero, I've been happy that for the first time in I don't know how long it has been zero, not miles into my overdraft!

£200 sent to the loan today to really kick things off and just £1 added to the OD to round it up to £60.