Balance Transfer

joewa

Hi
I need to balance transfer the follwing cards :

Virgin Balance £5000 16.6 APR
Tesco Balance £ 3500 16.9 APR
Santander Balance £1900 18.9 APR
Barclaycard Balnce £1600 APR about to 14.9 but currently at 9.9% APR

I have been accepted for a BOS card, credit limit £6500, 3 % transfer.
I can afford to also pay about £500 per month to the outatsnading cards

Which card / cards would you transfer

stephane_2

I would transfer both Virgin & Barclaycard as those 2 providers seems to have regular offers to current customers if you ever needed to transfer again balance of BOS onto them

joewa

I also meant to ask, is it beter to balance transfer two cards with small balances rather that one card with a large balance.
I also have £1000 to put towards the cards

MFWannabe

joewa wrote: »

I also meant to ask, is it beter to balance transfer two cards with small balances rather that one card with a large balance.
I also have £1000 to put towards the cards

In that case i would transfer Barclaycard, Tesco and Santander and close those accounts once you've done this. Then you will only have 2 cards to keep on top of.