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Can't afford repayments on Lloyds card
Comments
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Thank you everyone for your help
I've asked my parents to borrow me the money
As far as food goes i have lots of food to last me so thats not a problem
The reason i'm so short is because i had a problem with accommodation last year and then this year i couldn't afford my whole deposit so most of my first loan payment has gone on that and i'm a little short
PNPSUKNET - Yes its the same bank as the card
ElkyElky - We are given the loan in 4 chunks not monthly
Thank you everyone
It's extremely important that you try and save up a little fund for times like these. Your credit file can be destroyed in an instant but it'll take many years to rebuild it so you have to do everything you can to avoid missing payments as it'll have negative effects on your credit file plus they'll charge you £12.
May seem obvious but don't spend another penny on the credit card otherwise the minimum payment will rise leaving you off in a worse position.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0
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