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Clearing credit cards - Likelihood of acceptance with my credit score

2

Comments

  • seengee
    seengee Posts: 20 Forumite
    hmm.. don't like the look of that. thanks anyway
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    seengee wrote: »
    hmm.. don't like the look of that. thanks anyway

    Take a look at one of these this company is more lenient on applicants than the likes of barclaycard http://www.creation.co.uk/
  • seengee
    seengee Posts: 20 Forumite
    star-fire wrote: »
    Take a look at one of these this company is more lenient on applicants than the likes of barclaycard http://www.creation.co.uk/

    I'll take a look. I must say though, isnt the moneysavingexpert site a bit misleading saying that they accept people with poor to mid credit ratings if this clearly is not the case?
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    seengee wrote: »
    I'll take a look. I must say though, isnt the moneysavingexpert site a bit misleading saying that they accept people with poor to mid credit ratings if this clearly is not the case?

    That was the whole point i put the silver card on for you to apply for.
  • seengee
    seengee Posts: 20 Forumite
    Thanks for the advice but i think i'll have more of a look around before i apply.
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    seengee wrote: »
    Thanks for the advice but i think i'll have more of a look around before i apply.

    By the way just read your thread again about you and your experian credit score take no notice of that whatsoever,Its a generated meaningless number what has just cost you a £5.95
  • seengee
    seengee Posts: 20 Forumite
    star-fire wrote: »
    By the way just read your thread again about you and your experian credit score take no notice of that whatsoever,Its a generated meaningless number what has just cost you a £5.95

    Really? Why is it meaningless?

    FWIW i havent actually paid anything for it btw, it was a free first month which i will cancel before i pay anything.
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    This page will give you a good IDEA which cards you can get and your chances of getting them, it leaves no credit search footprint as such.

    https://www.moneysupermarket.com/credit-cards/smart-search/?productSelectionName=Credit%20Builder

    Elvis
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • BugsyBrowne
    BugsyBrowne Posts: 5,697 Forumite
    seengee wrote: »
    Really? Why is it meaningless?

    FWIW i havent actually paid anything for it btw, it was a free first month which i will cancel before i pay anything.

    Mate someone will come on here soon and give you the full facts why their credit score means nothing
  • seengee
    seengee Posts: 20 Forumite
    KingElvis wrote: »
    This page will give you a good IDEA which cards you can get and your chances of getting them, it leaves no credit search footprint as such.

    https://www.moneysupermarket.com/credit-cards/smart-search/?productSelectionName=Credit%20Builder

    Elvis

    Thanks, only problem is that it seems to be struggling to find me for some reason:

    "Your search didn’t produce any results because we have been unable to confirm your details"

    I am on the electoral role in this address - been here since June - and was also on electoral role at old address - was there for almost 3 years. Very frustrating
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