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Early Discharge! NOW WHAT?

tech2_2
tech2_2 Posts: 274 Forumite
in Bankruptcy & living with it
Hi to you all

GREAT NEWS had a letter from the OR this morning and have been granted early discharge! WOW WEE :T

So first a BIG thanks to Philnicamy, Tigerfeet and others who gave me lots of invaluable info and advise! :beer:
So now what do I have to do?

Tech2
If Carling made web-sites this would proberly be the best website in the world :T

Get your SOA done here.... http://www.makesenseofcards.co.uk/soacalc.html
«1

Comments

  • neilscot44
    neilscot44 Posts: 73 Forumite
    edited 15 October 2010 at 5:58PM
    tech2 wrote: »
    Hi to you all

    GREAT NEWS had a letter from the OR this morning and have been granted early discharge! WOW WEE :T

    So first a BIG thanks to Philnicamy, Tigerfeet and others who gave me lots of invaluable info and advise! :beer:
    So now what do I have to do?

    Tech2

    Congratulations thats great news! bet its a big relief!
    From what ive read i think you leave it a couple of months then start clearing your credit file.. ofcourse i could be completely wrong lol...
    Never Give Up hope!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hi Tech2, PARTY!!! :dance: Well it is friday :D I'd wait a couple of months then do your credit file clean up and Congratulations on your ED 2ezocwl.jpg

    Fermi’s, Credit Reference File Clean Up Post Bankruptcy Sticky - [URL="http://forums.moneysavingexpert.com/showthread.html?t=677875
    "]Click here[/URL]


    Best wishes
    If...x


    mbh4p0.jpg
    "If wishes were horses, then beggars would ride"
  • dojoman
    dojoman Posts: 12,027 Forumite
    Well done on your ED, follow IFWH advice it is spot on.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
  • mummytotwo_3
    mummytotwo_3 Posts: 341 Forumite
    Aww congratulations, we are waiting ours, filled in the income and expenditure review and taken it back, now just a waiting game. Though we know the creditors have been written to as hubbys creditor vodafone sent him a final bill on Wednesday showing a nil balance!!!!

    Once again congratulations. xx
    BSC # 308
    I should really rename myself mummytothree!!! Child no3 born 14/09/10
    ED 12/01/11
  • tech2_2
    tech2_2 Posts: 274 Forumite
    Hi to you all

    Thanks for all the kind words!

    Its a bloody fantastic feeling! and cant say thanks enough to you all on here..
    If Carling made web-sites this would proberly be the best website in the world :T

    Get your SOA done here.... http://www.makesenseofcards.co.uk/soacalc.html
  • jedi82
    jedi82 Posts: 410 Forumite
    Hey, congratulations on your ED :beer:
    Jedi x
    Finally getting my life on track. Onwards and upwards.
    BSC No 327
    GC Jan £336.91/£450
    GC Feb £0/£400
  • Loopy1
    Loopy1 Posts: 223 Forumite
    congratulations! I am waiting to hear about mine, i sent off an expediture form a few weeks ago.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Congrats. :beer:
    ifwisheswerehorses... wrote: »
    Fermi’s, Credit Reference File Clean Up Post Bankruptcy Sticky - Click here

    Yep. :)

    Perhaps wait a month or 2 before requesting your files and starting that. Gives creditors a chance to recognise your discharge and perhaps update, maybe saving you some work.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • tech2_2
    tech2_2 Posts: 274 Forumite
    Thanks again for all the kind words

    Tech2
    If Carling made web-sites this would proberly be the best website in the world :T

    Get your SOA done here.... http://www.makesenseofcards.co.uk/soacalc.html
  • confused76
    confused76 Posts: 12,680 Forumite
    Part of the Furniture Combo Breaker
    that's great news :D
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