How will I save for a wedding???

Primrose

Well, considering you both decided you want to spend the rest of your lives together, I reckon you've got plenty of time to save up for a wedding. Starting married life in debt is definitely not to be advised. I'd recommend you both sit down and work out how quickly you can clear the £10K debt and make this your first priority. As they're your debts, I reckon you should take responsibility for them, and let your fiancee concentrate her savings towards the wedding.

I presume you're both working? It makes sense for your fiancee to pay into an ISA for the wedding savings but little sense for you to save into a low interest savings account when the interest on your debts is probably much higher. The quicker you pay them off, the more money you'll save in interest.

Devise yourselves a spreadsheet if you know how to use one, and update your loan reduction and wedding account savings on a monthly basis. It will help to motivate you both to see both accounts moving in their respective right directions.

And whilst you may think your wedding day will be the biggest day of your lives, do remember that it is only ONE day. It will pass so quickly that you will barely react to what is happening most of the time. Be a little hard headed for a moment and work out how much an hour it is likely to cost you. Then remember that after that you may be lucky enough to have 40 or 50 years to get through, and furniture and a home to finance. What you spend in one day on a wedding won't be there to buy your furniture or pay for the deposit on a house so work out where your spending priorities really lie.
I'm sure the Weddings forum on here will provide some tips on how to do it cheaply but in style. But clear the debts first. You shouldn't expect your future bride to start married life battling with her husband's debts. And head over to the Old Style thread on here to get plenty of tips on how to save money on the little things which add up, like buying shop sandwiches for lunches, etc.