Capital One World MasterCard ®

SCO

Seen this advertised on billboards etc, is this a good cashback credit card? £18 annual fee but get a £10 thank you.

Is it worth it? also how do i work out what cashback i would get?


https://www.capitalone.co.uk/creditcards/secure/application-bt-nopl.jsf

Wammer

Have you read the website you linked to? It clearly states that you get 1% cashback on everything you buy.

You need a pretty perfect credit history to be accepted.

molerat

It is good in as far as you get a real 1% of the monthly statement as opposed to MBNA's rounded down to the nearest whole pound of each purchase. Luckily I have mine from the fee free era. Free Equifax credit alert is another bonus.

hansi

molerat wrote: »

It is good in as far as you get a real 1% of the monthly statement as opposed to MBNA's rounded down to the nearest whole pound of each purchase. Luckily I have mine from the fee free era. Free Equifax credit alert is another bonus.

Ah, so that's why I get free regular Equifax alerts. I had been wondering why:T:T

knightfox

I looked at this card a while back. I was always under the impression that the 'world' credit cards are the best.

I was shocked to see that Capital one card had so little credit limit allowed. I was even more shocked to see that their one rate card had even more allowed credit than the world card.

System

A number of cashback sites are currently offering £18 cashback if you take out the card - that effectively pays for the 1st annual fee.

If your not looking for a massive credit limit, their basic credit card with the high apr might be a better bet as it has no annual fee. It was in this week's newsletter.