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PPI document lost

I had a loan with Lloyds a few years back and sold PPI but I know I mistakenly shredded it along with old bank statements!
Is there a chance I could get a copy from my bank do you think?

Comments

  • di3004
    di3004 Posts: 42,579 Forumite
    I had a loan with Lloyds a few years back and sold PPI but I know I mistakenly shredded it along with old bank statements!
    Is there a chance I could get a copy from my bank do you think?


    Hi there

    Yes you can, but how long ago did you take out the loan (year)?

    If its an ongoing account, just write a simple letter and request for a copy of your loan agreement, enclose £1 cheque or postal order and ask they supply by 12-14 days.
    To retrieve the loan account number, if you bank online, this allows you to check any debits coming in and out over the last 7 years, so the account number should be shown next to the loan repayments made each month.

    However, just as long as you have the account number and you know you were mis sold the ppi, then you can still continue to make a reclaim.
    http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance#reclaim

    Good luck.;)
    The one and only "Dizzy Di" :D
  • Great stuff, thanks di3004, I'll go and check it out.
  • dunstonh
    dunstonh Posts: 120,262 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    You dont need the agreement to make a complaint. I really dont know where people are getting this idea from but we are seeing comments like this daily now.

    If you think you were mis-sold you can complain without having a single bit of paperwork.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • roonaldo
    roonaldo Posts: 3,420 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    dunstonh wrote: »
    You dont need the agreement to make a complaint. I really dont know where people are getting this idea from but we are seeing comments like this daily now.

    If you think you were mis-sold you can complain without having a single bit of paperwork.

    your right. But I suspect it is because they dont really know what they are complaining about! (or as they would put it, making a claim!)
  • marshallka
    marshallka Posts: 14,585 Forumite
    dunstonh wrote: »
    You dont need the agreement to make a complaint. I really dont know where people are getting this idea from but we are seeing comments like this daily now.

    If you think you were mis-sold you can complain without having a single bit of paperwork.
    Maybe its back to unenforceable dunstonh!! I can see no other reason for needing the agreement to make a PPI complaint either?
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