driver hit me in rear causing me to hit driver infront in rear?

loeeza

Advice appreciated for a friend.

"The driver behind me hit me in the rear causing me to hit driver infront of me in the rear"

What is the likely outcome of this?

Will my insurance premium rise and will it count as my fault?

Thanks

mandi

The rear driver was responsible . His insurance should pay

loeeza

Thnks for quick reply.

I hope this is the outcome for friend , otherwise no christmas turkey for him..lol

mandi

Please ask your friend to check with his insurance company first , but any shunt from behind , regardless of the reason is the responsibility of the driver that caused it .:)

loeeza

SORRY , what if drivers infront were both on same policy?

RichBen

Makes no difference - if you have comprehensive cover you should contact your own insurers about getting your own damage sorted. They will then recover from the guilty party. You will need to contact your broker who will then ensure that they help you recover any uninsured losses like your excess or any injuries.

AndrewSmith

mandi wrote: »

Please ask your friend to check with his insurance company first , but any shunt from behind , regardless of the reason is the responsibility of the driver that caused it .:)

Not entirely true.

If negligence or causation can be proven of the driver in front (they cut in front of you then slam on their brakes for example) then liability may legitimately be disputed.