Best way to get £100 off a card?

sprintstar

I recently paid off the remaining balance on one of my credit cards, but with my eagerness at getting it cleared, I managed to overpay them so that I'm now £100 in credit. Is there any way of transferring this to my current account, or towards paying off another credit card?

CopperPlate_2

I think if you contact the provider and ask to close the account they either usually transfer the balance to a nominated account, or send you a cheque. Alternatively you could transfer the outstanding £100 to another credit card if you've a balance on it, but you might incur a 2%/£X fee if you did that - not really worth it for a hundred quid IMO. Best bet would be the cheque route, but there are probably other alternatives.

sicker

I suggest you phone them and ask them to close the card and send you a cheque for the positive balance.

John.

sicker

Took too long typing!!!!!!!

John.

grumbler

Even if you don't want to close the CC account, just ask them and they will either send you a cheque or will transfer the money back to your current account.

sprintstar

Thanks everyone for the quick responses, I did plan to cancel the card so I'll give them a ring and ask them to send me a cheque. Never thought I'd see the day where I'd be asking them to send me money!