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what to do with a Cheque in childs name?

Have just received a cheque in my childs name but am unsure what the best thing to do with it is.

We already have a CTF that has monthly contribution so don't want to start another account with a monthly contribution. The cheque cannot be paid into the CTF as it is not payable to the correct name and I'd rather not go back to get it redone. I have read the guide on child accounts on here, the best account seems to be a Northern Rock but only openable in the branch, the nearest branch is 2 1/2 hours drive away as we live in the Highlands.

Any other suggestions?

Thanks

Mjenn2

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