We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

SORN and insurance

nickyhutch
nickyhutch Posts: 7,596 Forumite
in Motoring
Quick question - if my car is SORN and not kept on a public road, do I have to insure and/or MOT it?

Thanks.
******** Never be a spectator of unfairness or stupidity *******
"Always be calm and polite, and have the materials to make a bomb"
«1

Comments

  • PsiDOC
    PsiDOC Posts: 354 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    In a word, no.
    Insurance, MOT and Tax are required to drive / park on the public roads.
    If the vehicle is on private property then you do not require them.

    Psi
    Near a tree by a river, there's a hole in the ground.
    Where an old man of Aran goes around and around....

  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    PsiDOC wrote: »
    In a word, no.
    Insurance, MOT and Tax are required to drive / park on the public roads.
    If the vehicle is on private property then you do not require them.

    Psi

    Thanks for your quick response - just what I wanted to hear :j
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
  • Stigy
    Stigy Posts: 1,581 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    As the car is SORN, you're okay as long as it's not on a public road. If the vehicle wasn't SORN and was on private property nonetheless, Tax would still be needed but no insurance!
  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    Stigy wrote: »
    As the car is SORN, you're okay as long as it's not on a public road. If the vehicle wasn't SORN and was on private property nonetheless, Tax would still be needed but no insurance!

    Thanks for that, too, useful for the future.
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
  • Stigy
    Stigy Posts: 1,581 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    nickyhutch wrote: »
    Thanks for that, too, useful for the future.
    Having said that, if you're planning on keeping any car off the road, insurance would be advisable in case it gets nicked or torched or something....the insurer would probably need to know though! Not quite sure how insurance works alongside a SORN though...
  • Gloomendoom
    Gloomendoom Posts: 16,551 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    OP where were you intending it to park it? These days it is not enough just to keep it off the public road, it must not be parked in a 'public place'. Perhaps the best definition of that is a place that the public has unhindered access to... although your drive is ok even if it has no gate.
  • skiddlydiddly
    skiddlydiddly Posts: 1,005 Forumite
    You can just get it insured for fire and theft, without driving cover.
  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    Stigy wrote: »
    Having said that, if you're planning on keeping any car off the road, insurance would be advisable in case it gets nicked or torched or something....the insurer would probably need to know though! Not quite sure how insurance works alongside a SORN though...

    That's what's happened! Some scrotey type drove past our house towing it this morning! Husband went after them and it had been abandoned down the road. Police have been here this afternoon. I was just double checking that we didn;t have to have insurance.
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    Gloomendoom wrote: »
    OP where were you intending it to park it? These days it is not enough just to keep it off the public road, it must not be parked in a 'public place'. Perhaps the best definition of that is a place that the public has unhindered access to... although your drive is ok even if it has no gate.

    It was on a small tarmaced space that residents use - not a pay and display or anything. I'm not sure who owns it - prob the council, though. Thanks - worth thinking about.
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
  • nickyhutch
    nickyhutch Posts: 7,596 Forumite
    skiddlydiddly wrote: »
    You can just get it insured for fire and theft, without driving cover.

    Policeman gave me the name of a company that does "lay-up" insurance - thanks.
    ******** Never be a spectator of unfairness or stupidity *******
    "Always be calm and polite, and have the materials to make a bomb"
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.9K Banking & Borrowing
  • 252.4K Reduce Debt & Boost Income
  • 452.7K Spending & Discounts
  • 241.8K Work, Benefits & Business
  • 618.3K Mortgages, Homes & Bills
  • 176K Life & Family
  • 254.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture