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Kt8
Kt8 Posts: 255 Forumite
does anyone have info on using these to build credit, a classic card?

just got one for purchases to build credit as dont have any really and wondering is the best way a direct debit? and will this ensure it gets paid in full each month?

any purchases i make i just want to pay off in full each month, how do i organise this as not interested in minimum payments

thanks

Comments

  • Set direct debit to minimum payment (for worst case scenarios)

    Just pay in full via debit card the day you get your email with your estatement, or through the post
  • Sounds like you're happy that you'll have enough in your current account to pay the full balance each month?

    If so, set up a full balance DD. This is the least hassle approach.
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