How do you guys cope with this?

LadyV2508

Michmoor things really do get better with time. My husband and i separated around 2 years ago ( we are back together now) and between us we owed £26000. We had no other option than to go bankrupt which happened in November of last year. It is by no means an easy option but it was the best decision we have ever made. The actual process was nowhere near as bad as i had imagined (which is so often the case!) and after 6 months we had the discharge through and are now back together and are moving into a new apartment at the end of the month. We literally tried every possible option before bankruptcy and i would highly recommend the many free debt charities that are out there, they were absolutely wonderful with us and gave us some extremely useful advice. Things can be rough for a while and for me learning about money management was crucial, i had to move back home with my mother for 18 months to get myself straightened out but if this is what you need to do then do it!! Dont ever be embarrased or shy to talk about it, when i was discusisng it with my friends and people i worked with there were so many people in the same boat! Things do get easier in time and it will all work out, just stay calm, dont panic and make the first step and talk to the right people. Good luck!!

Sparx71

From experience, you will get the best help and advice from these very forums...Don't worry and stay in touch.

Amnesty

Hi mate
been there and got the T shirt.It`s really difficult to cope with especially when feelings are still running strong from maybe only one side as in maybe yours.My ex did the old head in the sand thing,new partner etc and that`s really not good if it ends up with you chasing them to get things sorted out and leads to anger and more pressure when it seems like they are ignoring it.I know you don`t want to upset her but it seems to me that all this is upsetting YOU so if there is no chance of getting back together you are going to have to start looking out for yourself.It`s good you are out of the house believe it or not as all those memories are a killer.Get it valued and if you can get enough for it sell the bloody thing.If not look at renting it out,your ex will have to move out like you did.Or tell her to at least rent the other two rooms out if she`s staying put until the market improves.If you really don`t want to keep meeting face to face tell her you will do so by email and she has a certain amount of time to respond(you are going to have to get tough).The bottom line is that you should now do what is right for YOU not THEM.Don`t worry about what joint friends think(tell them to be impartial or fxxk off) or anybody else for that matter.Tell her if she does not get her !!! into gear you will go BR and she`ll be responsible for the lot(that will get her head out of the sand).STAY STRONG.