Cheaper Car insurance with Father as named driver

steve1500

Our daughter has been looking to take out her first car insurance £1800 for a Fiesta. However if I go on as a named driver it drops to £1175.00.

Anyone else come across this? I thought it was supposed to be the other way round!!!

King_Nothing

I added my dad and my sister to my policy as a named driver, and that knocked around £800-900 off.

Aslong as you're not fronting for your daughter, there's nothing at all wrong with being a named driver on her policy.

amber34688

Steve1500 - who was that insurance policy with? I am looking for car insurance for my son and trying to get a good deal. he has 1 year no claims but all quotes are higher than that - that's boys for you though I guess!

emmell

I'm a named driver on my sons car but I very rarely drive it. It does bring his premium down though.
ML.

vikingaero

It's perfectly legal. The Insurers probably have actuarial statistics where Policyholders who have their parents on the Policy probably drive more carefully and have fewer claims.

pjjafc

I have noticed Elephant are one of the best for adding parents onto policies and reducing premiums.

mark5

I've done it in the past to reduce my premium.

split_second

i still do it, i've told him he can borrow my car if he needs it (my mum works on the other side of the city and his car is being restored)

Stephb1986_2

I put my dad on my car insurance as a named driver he's a hgv driver and it brings it down quite a bit, I'm with the RAC

Steph xx

mikey72

It's very useful for when they have a drink, stay at their mates, then phone their dad to come and drive them home the next morning as well.

(I've always told then to give me a ring and check if they can, if I say yes they'll park up on their mates drive, then they won't touch the car again. If I can't, they won't touch the alcohol. If it's planned, I'll take them in the first place)