could anyone shed some light please

southernlaydee

I'm a regular poster on the forums, but for various reasons would like to stay incognito

Here's the situation;

I'm currently a lone parent with 2 children, and am in my last year of study. I'm currently in receipt of HB, CTB, IS, DLA and tax credit.

My partner and I are looking at moving in together.

his situation is;

He's worked for his employer for the last 5 years, but due to childcare issues ( he has sole custody of his child, who is disabled) he has given notice, and is due to finish work in a couple of weeks.
what would be our entitlement if we lived together?
He would like to do a part time college course, providing it could come second to the needs of his child.
Would he have to go onto JSA with me being in receipt of IS? and would any college courses have to be paid by us?

I've got a million and one questions but if somebody could break it down for me please!!


eta: Does the disability element of IS only apply to the applicant, or would he be entitled because of his child, whom he recieves DLA for? ( thinking if we continue to live seperately)

:A

Oldernotwiser

You won't be able to claim IS when you are no longer a lone parent. Will one of you be working whilst the other looks after all the children?

Indie_Kid

southernlaydee wrote: »

I'm eta: Does the disability element of IS only apply to the applicant, or would he be entitled because of his child, whom he recieves DLA for? ( thinking if we continue to live seperately)

:A

Disability premiums for children are paid within child tax credits.

andyandflo

southernlaydee wrote: »

I'm a regular poster on the forums, but for various reasons would like to stay incognito

Here's the situation;

I'm currently a lone parent with 2 children, and am in my last year of study. I'm currently in receipt of HB, CTB, IS, DLA and tax credit.

My partner and I are looking at moving in together.

his situation is;

He's worked for his employer for the last 5 years, but due to childcare issues ( he has sole custody of his child, who is disabled) he has given notice, and is due to finish work in a couple of weeks.
what would be our entitlement if we lived together?
He would like to do a part time college course, providing it could come second to the needs of his child.
Would he have to go onto JSA with me being in receipt of IS? and would any college courses have to be paid by us?

I've got a million and one questions but if somebody could break it down for me please!!


eta: Does the disability element of IS only apply to the applicant, or would he be entitled because of his child, whom he recieves DLA for? ( thinking if we continue to live seperately)

:A

Hi
I can see where you are coming from. It's not just a question what what may happen if you live together but what will happen if you wish to remain apart. All this from a financial point of view.

Unless I am sadly mistaken I don't think you will find many on here that will give you the ins and outs whether it is more beneficial to stay as you are or live together. They will see it as a way of 'scrounging' money out of the benefit system.

My best advice is to go to the CAB and ask them to set out what will happen financially now and in the future given your options, if you go as a couple or stay as single parents.
What I can say that you will probably find it more beneficial to stay 'apart'. But that is my opinion. Get some good advice before you do anything that you may regret later.

Now I will wait to be slated for that advice!!!

Oldernotwiser

andyandflo wrote: »

Hi
I can see where you are coming from. It's not just a question what what may happen if you live together but what will happen if you wish to remain apart. All this from a financial point of view.

Unless I am sadly mistaken I don't think you will find many on here that will give you the ins and outs whether it is more beneficial to stay as you are or live together. They will see it as a way of 'scrounging' money out of the benefit system.

My best advice is to go to the CAB and ask them to set out what will happen financially now and in the future given your options, if you go as a couple or stay as single parents.
What I can say that you will probably find it more beneficial to stay 'apart'. But that is my opinion. Get some good advice before you do anything that you may regret later.

Now I will wait to be slated for that advice!!!

You neglect to point out that they MAY (not will) be considered a couple, even if they don't live together.

AnxiousMum

Just remember that when you do your 'calculations', you take into consideration that whatever benefits each of you will be claiming, you will be maintaining two homes, two lots of electric/oil/gas, council tax, insurance, food (always cheaper per person to feed more people than just one or two), telephones, tv licences, sky, internet etc. All these things add up as well, and should take them into account as an additional expense when you are looking at staying separate. Not to mention help wth childcare if you're a couple, having the companionship, someone to do family things with.

Whereas, if you do family things together, eat together etc., then you would be seen as a couple in the eyes of the DWP anyway, and then there'd be problems for you if you were claming singles.

welshmoneylover

southernlaydee wrote: »

I'm a regular poster on the forums, but for various reasons would like to stay incognito

Here's the situation;

I'm currently a lone parent with 2 children, and am in my last year of study. I'm currently in receipt of HB, CTB, IS, DLA and tax credit.

My partner and I are looking at moving in together.

his situation is;

He's worked for his employer for the last 5 years, but due to childcare issues ( he has sole custody of his child, who is disabled) he has given notice, and is due to finish work in a couple of weeks.
what would be our entitlement if we lived together?
He would like to do a part time college course, providing it could come second to the needs of his child.
Would he have to go onto JSA with me being in receipt of IS? and would any college courses have to be paid by us?

I've got a million and one questions but if somebody could break it down for me please!!


eta: Does the disability element of IS only apply to the applicant, or would he be entitled because of his child, whom he recieves DLA for? ( thinking if we continue to live seperately)

:A

Hi

Instead of asking what benefits can be claimed, wouldn't it be more beneficial to look into at least one of you returning to work so you'd be more financially better off?

andyandflo

Oldernotwiser wrote: »

You neglect to point out that they MAY (not will) be considered a couple, even if they don't live together.

May I suggest therefore that you enlighten the OP as what would constitute them living together if they each had their own homes etc?

That would be important obviously if they wished to ensure that their living separate would be treated as such by the DWP to maximise their benefit entitlement if that is what they chose.

andyandflo

welshmoneylover wrote: »

Hi

Instead of asking what benefits can be claimed, wouldn't it be more beneficial to look into at least one of you returning to work so you'd be more financially better off?

Ah, but the purpose of the OP's question is surely to establish HOW much better off they would be if they went down that road?
They are trying to work out how they would be able to maximise their income given the options the OP has detailed.

welshmoneylover

andyandflo wrote: »

Ah, but the purpose of the OP's question is surely to establish HOW much better off they would be if they went down that road?
They are trying to work out how they would be able to maximise their income given the options the OP has detailed.

You're back!

Not you is it who started the thread off?

You do like to use different names after all

dmg24

welshmoneylover wrote: »

You're back!

Not you is it who started the thread off?

You do like to use different names after all

I wouldn't be surprised - considering the abuse bags12 threw about I am very disappointed that andyandflo is still allowed to post - another demonstration of the ridiculous MSE benefit of the doubt!