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Tues 5th October - What small DFW things will you be doing today?!
pixiechick99
Posts: 3,743 Forumite
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Goooood morning....hope everyone well and had a good weekend:D I completely forgot about coming on here yesterday morning...was in far too much of a rush.
So, quiet day for me - work then girls both playing in netball matches after school so wont pick them up til 6. Then youngest off to Guides...quiet evening;)
Here's my list:
Have a good day everyone:A
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free :money:
Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important
Goooood morning....hope everyone well and had a good weekend:D I completely forgot about coming on here yesterday morning...was in far too much of a rush.
So, quiet day for me - work then girls both playing in netball matches after school so wont pick them up til 6. Then youngest off to Guides...quiet evening;)
Here's my list:
- check banking
- daily scratch
- lunch from home
- meal tonight is undecided - it might be from chippy, so I can concentrate on some uni work while girls out;)
- cut grass after work hopefully - darn letting agency have told me its too long...cheek, its not too bad:(
- water heating only on for a little while
Have a good day everyone:A
I really need to sort out a new signature!
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Comments
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Morning Milly! Looks like you've got a busy day ahead
eurgh! feels so early, I feel so unprepared for the day...
Today:- [STRIKE]check banking[/STRIKE]
- leftovers for lunch
- free porridge for breakfast (sitting in the cupboard at work, not sure whose it is but its been sat there for months so I think its fair game
) - free banana (from yesterday's training) & an apple for snacks
- charge phone at work
- dinner out with oh's parents for fil's birthday (hopefully free
) - [STRIKE]pay cc2 (I still haven't done this, If I don't do it this morning I'm in hot water...)[/STRIKE] thanks Olive! :A
- text friend bank details so she can pay in the money she owes me tomorrow
- drive carefully to & from work
- do surveys sitting in my inbox/check onepoll
- vaccum car in lunch break if its not raining
DF as at 30/12/16
Wombling 2026: £25.70
Grocery spend challenge Feb £285.11/£250
GC annual £389.25/£2700
Eating out budget: £ 48.87/£300
Extra cash earned 2026: £1850 -
Cycling to work using a Boris Bike here instead of the Tube. It's a bracing 10k :-)0
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Moning everyone. Hopefully a quiet day for me too as I don't feel up to much at the moment.
So far:- ran DW overnight on Economy 7
- HC finishing off in TD on Economy 7 (just on for 20 minutes as I need the airer for the very wet load)
- checked banking
- checked for surveys (very scarce at the moment)
- fed and watered chickens
- made lunch to take to work
- take DH's car so use his diesel
- do knitting at lunchtime to avoid the bakery a few doors down
- stay at DD's house tonight so eat her food
- have an NSD
Making magic with fabricLight travels faster than sound. This is why some people appear bright until you hear them speak.0 -
Yo! :wave:
Off to London for a conference today, which is actually called a 'workshop', so that's going to be worse/interactive :eek: Going to be confident and sparkle all day (I must remind myself!)
as well as 'talking pensions' like I know what I'm talking about :eek:
List-wise:
- going to force myself to have brekkie even though not hungry at all - will only lead to me buying something in an hour or two...right?!
- avoiding buying snacks just because I'm bored
- walk to/from station
- big shop arriving; OH will sort that out
- either eat the chicken in the fridge or freeze it
- pennies in the jar
- look into getting currency
- charge my phone on the train if I can find the charger I keep at home
Catch you later xx0 -
Hey all,
Slept in so no time for a shower this morning, tonights job
The rest of my list:
[STRIKE]Check bank
Do comps
Email friend back
Check out FB
Get TV paper and eggs
Post test letters
Go to work booo
More comps
Shower
Sort cats out[/STRIKE]
Hope everyone has a good day!No you're not a vegetarian if you eat any animal or fish, so do not insult genuine veggies by calling yourself one! :mad:
Thanks to everyone who posts competitions. You are the stars of the board :T:j:T0 -
Hello ALL

New name here - normal list to do
Today
bank
pad to debt
work out if paid tomorrow
packing for trip away
book tree climbing place for us and another family
hc to get on the line maybe............winds bad here - well it was yesterday
hm food today
walk dog
Pick some veg for going away and taking to rellie
eggs to collect
bedroom to tidy
Not sure what else wind was terrible here last night - couldn't sleep so got my blog - done (extreme laundry) which actually isn't as interesting as it sounds! But, go me
I'll be writing thesis at work today so at least fingers have had a work out - noisy wind - not good! Tired today though.............................hope you're all good - if you have a peak at the avvi - you'll know I'm not very new here 
La e enjoy sparkling and the freebiesTotal debt 26/4/18 <£1925 we were getting there. :beer:
Total debt as of 28/4/19 £7867.38:eek:
minus 112.06 = £7755.32:money:
:money:Sleeves up folks.:money:0 -
Morning All :wave:
Hot and Sunny here
Don't forget your cc DNMS
(I'm nudging you, because that's what I would have needed
)
So today I have/will:- 15 mins on the CT - Popeye replaced that batteries and it was a SHOCK for us yesterday as we'd been having almost zero resistance.
Managed only 10 mins yesterday. 
- Day 5 of Shred after a gap of 3 days - I'm not sure if that is acceptable?, it was tough enough to have been Day 1
- ate breakfast so that despite being out and about, won't need to buy anything to eat
- take water with me also
- check banking
- visiting Orphanage, and also checking on builder for Popeye on the way back - combining the journeys
forgot to say, meal from plan - chicken & pasta salad, the chicken cooked on the Braai (barbecue) last night using the same fire as for last nights lamb :money:
Have a great day everybody0 - 15 mins on the CT - Popeye replaced that batteries and it was a SHOCK for us yesterday as we'd been having almost zero resistance.
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Good morning everyone, It’s a rather dull and damp day here today.
My list for today:- Catch up with emails
- Quick shower
- Get DS off to school
- Attend college lectures Couldn't get to college as got message to pick DS up from school due to heating problems :mad:
- Make appointment at the hairdressers
- Attend visitor attraction with college Couldn't go as got message to pick DS up from school due to heating problems :mad:
- Catch up with one poll
- Transfer money from Paypal
- Check pigsback
- Pick up DM as she is staying over to baby sit tomorrow
- Complete 5000 word essay
- Write up the report on the animal attraction visited today (1000 words)
- Complete required work for Wednesday’s lecture
- Write up the report for the animal attraction last week (1000 words)
- Check and water plants
- Collect DS from child minder Cancelled child minder as DS was sent home from school
- Dinner from stores
Aiming to get Debt Free.0 -
Morning all, hope everyone is happy and smiley
I had some supply yesterday..yay...need more!
Was offered some primary supply today and feel really bad but having never worked in primary not primary trained and I am told they are a 'challenging class' i turned it down as dont want any hideous consequences if anything went wrong. So financialy not a good move
today;
-post ebay stuff
-put washing away
-clean and tiday kitchen and sittin room
-paint fire place as chiminey linning going in today :j
-rearrange chest freezer to get yet more runner beans in!
-carve giant pumpkin...pumpkin soup, curry etc...having to use up early as the stalk was cut off too close to the pumpkin :mad:
Have fun all
been away for a while..need to get on financial track!:eek: debts.....Post Grad Student Loan, Northern Rock Loan, Egg CC, Halifax CC, A&L CC, A&L overdraftAllotment plot holder since Feb 2008 :j0 -
Hi!
Today:
-I already went to my morning job
I will:
-go to my 3 customers
-call to my accountant to set up PAYE scheme to my business
-go to my morning job again to leave my holiday form
-go to bank to pay in some money
See you soon!0
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