Cavity Wall Insulation

taffy1_2

barnaby-bear wrote:

True like no-one wants to say we didn't get our mortgage because we're too poor/untrustworthy/have debts.... however it is early 1970s ex-LA construction and some LA properties of that era have some very odd and cheap construction methods and tendency to use cheap ties or skip half of them out (scarily common), if it's an estate with lots of similar properties and there have been problems/insurance claims the lender will know about it regardless of the surveyors report. I'm an engineer but not a specialised civ. eng. so only basic knowledge of civ. eng.

Other houses in our street have sold recently both as RTB's and as private sales so it probably is more to do with the fact they cannot get required amount.

If that is the case then i wish they would just say instead of causing me worry and hassle by fabricating an issue to get themselves out. The more i think about it it was almost two weeks after the surveyor before this became an issue so mor ethan likely they overstretched.

barnaby-bear

taffy1 wrote:

Other houses in our street have sold recently both as RTB's and as private sales so it probably is more to do with the fact they cannot get required amount.

If that is the case then i wish they would just say instead of causing me worry and hassle by fabricating an issue to get themselves out. The more i think about it it was almost two weeks after the surveyor before this became an issue so mor ethan likely they overstretched.

If it helps - my house is 1960s and has wall insulation, however I put in more than 10% deposit so mortgage lender could afford for 16k to fall off the value before their money risked and the risk is small - would I put it in myself, would be damn careful on type and documenting. If even one house on estate has had problems (it can be a few thousand at least to sort out wall ties and damn messy - if serious 10k) then they have a risk to their money if near 100% mortgage. So no anyone with decent deposit/any equity would have no probs getting a mortgage on wall insulation - however if entirely banks risk they might think twice on 100%.

Mrs_Optimist

We had cavity wall insulation put in our home a few years back and can highly recommend it - it has saved us an absolute fortune on heating bills and we very rarey have to put our heating on. When we move we will definately have CWI put in again if the property does not have it already. Sounds like something else to me.