help needed - declaring living with someone

billhicks1982

Hi all,

I am thinking of moving in with my GF, she claims benefits due to not working and having a child.

I do not work but dont sign on either as I have some savings left and wont sign on unles I am really desperate, but while I have bit of money I think its wrong to sign on.

Now if I move in and we declared it (And we wouldnt not declare it), does anyone know how much is lost in her benefits, esp housing benefits?

She currently gets 75% of her rent paid, and trying to talk to job centre about it is useless as they dont give clear answers, so wondering if anyone has an idea?

I read for any savings below £6k that isnt taken into consideration, but between 6k and 16k for every £250, £1 is added to the income, is that weekly or monthly?

I have £10k savings, so for that extra £4k, £16 will be added, is that a month or weekly?

With that in mind, anyone know how much stuff will go down for her?

We would do a joint claim, would I have to be signing on cause im not working, whats the process, any advice appreciated.

Thanks

RAS

Go to www.entitledto.com and try out the figures.

karenx

She will lose her income support

billhicks1982

karenx wrote: »

She will lose her income support

She is not claiming that, she claims JSA and housing benefit, and also child tax credit but that doesnt change as the child is under 16.

dmg24

billhicks1982 wrote: »

She is not claiming that, she claims JSA and housing benefit, and also child tax credit but that doesnt change as the child is under 16.

Is she seeking work? You will need to make a joint claim.

billhicks1982

RAS wrote: »

Go to and try out the figures.

Thanks, just done that and seems only thing that will change is she will get £40 a week less JSA, but seems thats all thats changed.

billhicks1982

dmg24 wrote: »

Is she seeking work? You will need to make a joint claim.

Yes, she is trying to get 16 hours a week job since the child turned 10 (2 weeks ago), but so far no luck, but that will change soon hopefully.

dmg24

billhicks1982 wrote: »

Yes, she is trying to get 16 hours a week job since the child turned 10 (2 weeks ago), but so far no luck, but that will change soon hopefully.

The JCP will be expecting her (and you) to be seeking work for more than sixteen hours per week. Good luck in your job search.

billhicks1982

dmg24 wrote: »

The JCP will be expecting her (and you) to be seeking work for more than sixteen hours per week. Good luck in your job search.

Hi, no, the mininum amount she can work to claim working tax credits is 16 hours, she can work more if she likes and will happily do so but 16 is the mininum.

I am not looking for work right now as have savings, but will do soon as that wont last forever, and when I do will be full time, but I am not signing on or anything either.

dmg24

billhicks1982 wrote: »

Hi, no, the mininum amount she can work to claim working tax credits is 16 hours, she can work more if she likes and will happily do so but 16 is the mininum.

I am not looking for work right now as have savings, but will do soon as that wont last forever, and when I do will be full time, but I am not signing on or anything either.

You don't understand - in order to claim JSA you need to be actively seeking work. You can only limit your availability for good reason, and having two adults in the household will mean there is no reason for at least one of you not to be seeking full time work.

billhicks1982

dmg24 wrote: »

You don't understand - in order to claim JSA you need to be actively seeking work. You can only limit your availability for good reason, and having two adults in the household will mean there is no reason for at least one of you not to be seeking full time work.

Hi, I do understand, its been discussed with the job centre, thanks though.