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MSE News: Higher rate tax payers to lose child benefit
Comments
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The problem for me is the growing resentment I have in paying over £800 in tax and NI each month, where I'm expected to be a key funder of the welfare state yet be in position to never quite qualify for anything myself. I'm completely of the opinion that it should be for those most in need - however we earn good money but still can't afford to have a family, should my life be on hold or should I think each for his own, I'll pack in my job and get pregnant so that some other hardworking person can pay for it? The fact is some people are doing that and those of us who don't, who strive to be financially independent, are expected to sustain the benefits pot AND provide for ourselves. We can't do both. That's where I get p*ssed off.0
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I've never understood why you should automatically get paid to pop out kids. It's a lifestyle choice. If you can't afford kids, get a dog.
I mostly agree. I don't think you should get paid for it but I do think you should get some sort of reduction in the amount of tax you pay (or get some of it back in CB) for 4 main reasons:
- the way things are today people who play the game, work hard, claim nothing and pay taxes are barely in a position to be able to afford children. That is just not right and society/govt has messed up getting us there. Fine if you don't want to - but the choice should be readily available.
- even if you don't want kids we need a next generationto go on as a society, not least to create a generation who pay the taxes and NIC etc which will fund our state pension and nhs etc when we're retired.
- if you don't give any help and make it too expensive mothers (or fathers!) will not be encouraged to go back to work. Most parents who work pay more into the system than they take out. Someone on the UK average salary of £25k pays £9k in taxes and NIC (eee & eer). That's a lot more than the child benefit they currently claim.
- children should not be penalised, they don't choose to be born.
We have waited until we're 30, have a mortgage, been together 5 years and have spent nearly 8 years building up a bit of a career. We wouldn't have gone ahead if we couldn't afford it, but things are tight and CB was budgeted for and kind of essential.0 -
This is what I can't understand? It's going to cost a fortune to get this all arranged!
Also what about parents who don't live together?
I think I will let the missus know the good news when I get in that im leaving her. Although we will contunue to live in the same house etc etc
She will be so pleased0 -
The problem for me is the growing resentment I have in paying over £800 in tax and NI each month, where I'm expected to be a key funder of the welfare state yet be in position to never quite qualify for anything myself. I'm completely of the opinion that it should be for those most in need - however we earn good money but still can't afford to have a family, should my life be on hold or should I think each for his own, I'll pack in my job and get pregnant so that some other hardworking person can pay for it? The fact is some people are doing that and those of us who don't, who strive to be financially independent, are expected to sustain the benefits pot AND provide for ourselves. We can't do both. That's where I get p*ssed off.
Here here as a single fella I get hmmm 25% off my Council tax whooppee, why not 50%? I pay a heck of a lot of my income in tax I guess for the greater good. Welcome to world of singletons, the only surprise here is that the Tories don't seem to have thought this through in regards to fairness.... but then that isn't really a surprise is it?0 -
I haven't read thread whole thread, so excuse me if I repeat what anyone else has said.
I can see that we need to tighten our collective (national) belts, and this seems to be one of the first attempts to to that. Whatever the government do, they aren't going to satisfy everyone. It's going to be painful.
Saying that, I accept that withdrawing the universal child benefit is a good thing to do, even if the position of the line in the sand isn't to a lot of people's taste. I'd prefer it if they'd withdraw benefits to all households with an income of, say, £44k, not just one higher rate taxpayer.
Why not, at the same time, reduce child benefit to only the first two children? It would have a two-fold effect. It'd make some people think before having lots of children, and it would go some way to helping the government achieve its target of a maximum limit of £26000 in benefits.Exclamation and question marks - ONE exclamation mark or question mark is sufficient to exclaim or ask about something. More than one just makes you look/sound like a prat.
Should OF, would OF. Dear oh dear. You really should have, or should've listened at school when that nice English teacher was explaining how words get abbreviated.0 -
If you cant beat them, Join them. Thanks Mr O, you've given us the push to do that. 26k a yr non-taxed . great! Husband does less working hours, top up our income with tax credits and CB qualify for free dentist, optitians etc, easier life. Why should we continue to give and work hard when you just take .
Think Pink
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Kitten, in no way is my post aimed at you personally, it is a general post which I feel represents the feelings of a high proportion of people.I mostly agree. I don't think you should get paid for it but I do think you should get some sort of reduction in the amount of tax you pay (or get some of it back in CB) for 4 main reasons:
... when all is said and done, it's still receiving an income for a luxury. I don't get why.- the way things are today people who play the game, work hard, claim nothing and pay taxes are barely in a position to be able to afford children. That is just not right and society/govt has messed up getting us there. Fine if you don't want to - but the choice should be readily available.
.... the choice IS readily available, it hasn't gone away. The option of having children is still there for all, nominally.- even if you don't want kids we need a next generation to go on as a society, not least to create a generation who pay the taxes and NIC etc which will fund our state pension and nhs etc when we're retired.
... and that generation will still be there. I don't really expect that people will decide not to have a child because the free handout has stopped for anyone earning over £850 a week- if you don't give any help and make it too expensive mothers (or fathers!) will not be encouraged to go back to work. Most parents who work pay more into the system than they take out. Someone on the UK average salary of £25k pays £9k in taxes and NIC (eee & eer). That's a lot more than the child benefit they currently claim.
... I agree with you here, but that's what the tax credits system is there for, rather than the automatic handout, and maybe that could be adjusted when the numbers are crunched. The desire to work should never be beaten out of someone, and similarly the desire to doss should be strongly discouraged. I don't see why child benefit has been automatically given to everyone. I'd like to see it abolished altogether. No room for freebies.- children should not be penalised, they don't choose to be born.
... it's not a punishment of a child, it's a withdrawal of extra free money when any parent earns more than £850 a week.
A child is just like any other luxury... a Springer Spaniel, a gold tooth, or a cocaine habit. Fine, have it if you want it.... but why on earth should anyone get extra freebies for it?0 -
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This thread was started to discuss benefit policy, it according to MSE's own rules for this forum, as shown in sticky in this forum should not be in this forum...
Anyone else posts a discussion about the policies, and its moved quickly.[greenhighlight]but it matters when the most senior politician in the land is happy to use language and examples that are simply not true.
[/greenhighlight][redtitle]
The impact of this is to stigmatise people on benefits,
and we should be deeply worried about that[/redtitle](house of lords debate, talking about Cameron)0 -
ajaxgeezer wrote: »Kitten, in no way is my post aimed at you personally, it is a general post which I feel represents the feelings of a high proportion of people.
... when all is said and done, it's still receiving an income for a luxury. I don't get why.
.... the choice IS readily available, it hasn't gone away. The option of having children is still there for all, nominally.
... and that generation will still be there. I don't really expect that people will decide not to have a child because the free handout has stopped for anyone earning over £850 a week
... I agree with you here, but that's what the tax credits system is there for, rather than the automatic handout, and maybe that could be adjusted when the numbers are crunched. The desire to work should never be beaten out of someone, and similarly the desire to doss should be strongly discouraged. I don't see why child benefit has been automatically given to everyone. I'd like to see it abolished altogether. No room for freebies.
... it's not a punishment of a child, it's a withdrawal of extra free money when any parent earns more than £850 a week.
A child is just like any other luxury... a Springer Spaniel, a gold tooth, or a cocaine habit. Fine, have it if you want it.... but why on earth should anyone get extra freebies for it?
A child is like any other luxury......a cocaine habit.
What!?0
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