Child benefit to be scrapped for higher rate tax payers from 2013

Graham_Devon

chucky wrote: »

you can be as angry and as furious as you like but it really is quite simple - the family on £18k is much more in need of child benefit than those on single or a combined income of £50k.

You seen labours response?!

Labour argue that the proposed cuts risk hurting the most vulnerable and increasing hardship.

The most vulnerable are now higher rate taxpayers?!

Looks like all parties aint thinking things through!!

Generali

carolt wrote: »

Oh no - of course not, drc - because they are too 'poor', don't you know it - even though their take-home is larger than those who earn 44K plus through hard work - and even though they can't be bothered to contribute at all by actually working themselves. :mad:

Please correct me if I'm wrong but you work as a teacher, is that right? So you make, what, £25,000 a year? Your other half is on £44,000 or more.

You make £69,000+ between you and you can't make ends meet so require single people on £10-15,000pa to make up your income.

Graham_Devon

AD9898 wrote: »

The reason they've done it on personal income rather than household income is that it's easier to administer. The inland revenue already have the details of lower and higher rate payers and can adjust child benefit accordingly.

It just gets more complicated when you start looking at household income, and we already know that governments in general need to make things as simple as they can otherwise they screw it up

This is where I was going earlier, and what seemed to me to be on an individual basis.

Say Mr Smith earns 56k, so he's not entitled to child benefit.

However, his partner, Mrs Smith works part time in Spar. She earns 8k per year, and she always been the named recipient for CB, and the CB has always been paid into her account.

Surely she will still recieve CB? The tax system doesn't recognise whether 2 people live together, and more critically, have parental responsibility for a child, does it?

Or would Mrs Smith need to notify someone? I might be missing something obvious here.

chucknorris

carolt wrote: »

Am really angry

we're going to lose over £2250/year after tax - that is a LOT of money.

As you can probably tell, I am REALLY, REALLY ANGRY. :mad:

Pah. FURIOUS. :mad:

Welcome to the recession! The changes in capital gains tax cost me an awful lot (or will do eventually) however it is our (not just my) recessaion so we all have to pay for it. I think you need to get used to that idea. It's waste of time being angry, I was dissapointed but realistically knew in one way or another it was going to cost me.

carolt

Madmonk wrote: »

Dear Carult - i don't know what planet you live on but a family bringing home £18.000 does not get all of it's rent paid or it's council tax, or any of the other things you quoted! I should know I'm in one of those families!! We pay all of our rent, council tax, dental,eye care, prescriptions etc.. The only thing we get is child tax credit, family allowance and thats it!! So may I suggest you get off your high horse and get your facts straight rather than peddling old wives tales!!

MM

Right, just put my details into entitled to, except altered it to adjust our joint incomes to £18,000, just like you.

I would, according to the site, be entitled to £18,524.56 tax free annually, on top of my £18,000 income - and that's living outside London. If I lived in London, with 3 kids, my LHA could easily be much higher.

You claimed not to get help with rent - well, you should check it out, because according to entitledto, on the information I just put in, I would be entitled to £7,928.60 in rent a year!!! Hardly 'nothing'.

And you stated you don't get council tax assistance? That's a lie too - I would get £592.99 council tax benefit per year!

Next time you choose to lie on an internet forum,. I suggest you do it about something that can't be checked so easily.

For anyone who doesn't believe me, try for yourself on http://www.turn2us.org.uk/benefits_search.aspx (new name for entitledto.com - presumably the new govt thought 'entitledto' wasn't quite the message they were trying to give :p).

carolt

Graham_Devon wrote: »

This is where I was going earlier, and what seemed to me to be on an individual basis.

Say Mr Smith earns 56k, so he's not entitled to child benefit.

However, his partner, Mrs Smith works part time in Spar. She earns 8k per year, and she always been the named recipient for CB, and the CB has always been paid into her account.

Surely she will still recieve CB? The tax system doesn't recognise whether 2 people live together, and more critically, have parental responsibility for a child, does it?

Or would Mrs Smith need to notify someone? I might be missing something obvious here.

If they live together, they'd lose it, according to the Telegraph.

I hope the Telegraph is wrong, but I won't hold my breath.

Obviously, if they don't live together, or do but lie about it, she'd keep the benefit.

But I don't think that's what you meant, is it?

Really2

I did it on one earner @ £18K with one child living in privately rented housing and the result was.



Entitlement per year per week notes
Means-tested income entitlements
Tax Credits-Initial Tax Credit £2,940.75 £56.40
Tax Credits £2,940.75 £56.40 Working tax credit and child tax credit.
Other income entitlements
Child Benefit £1,058.50 £20.30
Total Entitlements £3,999.25 £76.70 weekly

On the rent part you have to put in your HB allowance, so you must have filled that in Carol.

bootman

carolt wrote: »

Right, just put my details into entitled to, except altered it to adjust our joint incomes to £18,000, just like you.

I would, according to the site, be entitled to £18,524.56 tax free annually, on top of my £18,000 income - and that's living outside London. If I lived in London, with 3 kids, my LHA could easily be much higher.

You claimed not to get help with rent - well, you should check it out, because according to entitledto, on the information I just put in, I would be entitled to £7,928.60 in rent a year!!! Hardly 'nothing'.

And you stated you don't get council tax assistance? That's a lie too - I would get £592.99 council tax benefit per year!

Next time you choose to lie on an internet forum,. I suggest you do it about something that can't be checked so easily.

For anyone who doesn't believe me, try for yourself on http://www.turn2us.org.uk/benefits_search.aspx (new name for entitledto.com - presumably the new govt thought 'entitledto' wasn't quite the message they were trying to give :p).

Gosh! for a working person to come out with that amount what would they have to earn before tax?? Sounds more than a £44K

Is it any wonder our society has gone so wrong.

harz99

carolt wrote: »

Right, just put my details into entitled to, except altered it to adjust our joint incomes to £18,000, just like you.

I would, according to the site, be entitled to £18,524.56 tax free annually, on top of my £18,000 income - and that's living outside London. If I lived in London, with 3 kids, my LHA could easily be much higher.

You claimed not to get help with rent - well, you should check it out, because according to entitledto, on the information I just put in, I would be entitled to £7,928.60 in rent a year!!! Hardly 'nothing'.

And you stated you don't get council tax assistance? That's a lie too - I would get £592.99 council tax benefit per year!

Next time you choose to lie on an internet forum,. I suggest you do it about something that can't be checked so easily.

For anyone who doesn't believe me, try for yourself on http://www.turn2us.org.uk/benefits_search.aspx (new name for entitledto.com - presumably the new govt thought 'entitledto' wasn't quite the message they were trying to give :p).

Just a small point; Madmonk's post reads to me as though the takehome pay is £18k, not the salary before deductions.

Do calculators like "entitled to" as was, use the actual salary rather than takehome for their calculations? If so the results may well be in line with MMs post?

RenovationMan

Generali wrote: »

Please correct me if I'm wrong but you work as a teacher, is that right? So you make, what, £25,000 a year? Your other half is on £44,000 or more.

You make £69,000+ between you and you can't make ends meet so require single people on £10-15,000pa to make up your income.

That was the point I was trying to make when I asked carolt to reveal her joint income, which was ignored.

Even with a £50k income it's hard to argue that you should be subsidized by other people. I assume that most of us had children for the pleasure of having them rather than because of the income they bring?