Child Benefit axed for higher income families

weezl74

doctorseuss wrote: »

Right, so we shouldn't make provision as a society for those that aren't vulnerable (I was going to say invulnerable but that isn't what I meant at all - Superman, I'm afraid we can no longer pay your JSA).

But we do. Mind you, another factor here is cost of administration. If it costs more to administer a very fair but complicated means tested system than it would save then that's no good either.

saying the children of the rich are not vulnerable and thus not to be helped, would extrapolate to those who have a generous private pension being ineligible for the state one or the rich having to pay for an NHS hospital stay.

I'm not necessarily disagreeing with you,:) I just don't know where you are saying the line would be drawn with this argument. The govt in the uk provides a great many benefits and services to all it's citizens, we are very lucky. Denying them to the rich is an interesting ideaand it could help with the UKs debt problem. But I just think the outworkings could be absurd, no library usage above £18k salary?

Princess_Coupon

Bit off the point but I remember when I was about 12 being sent to the post office to collect the family allowance, it was in the form of a cheque book. I'd argue every week that I should keep the money as my name was on the cheque:rotfl:

doctorseuss

weezl74 wrote: »

saying the children of the rich are not vulnerable and thus not to be helped, would extrapolate to those who have a generous private pension being ineligible for the state one or the rich having to pay for an NHS hospital stay.

I'm not necessarily disagreeing with you,:) I just don't know where you are saying the line would be drawn with this argument. The govt in the uk provides a great many benefits and services to all it's citizens, we are very lucky. Denying them to the rich is an interesting ideaand it could help with the UKs debt problem. But I just think the outworkings could be absurd, no library usage above £18k salary?

On the other hand, not doing any of it because of not knowing where to draw the line further out doesn't seem logical either. Gaah, it's all too complicated

livelyred

Can someone tell me if this affects single parents who work and on working tax credit ? I work part time as a NHS pharmacy Technician.

Jakesmummy

livelyred wrote: »

Can someone tell me if this affects single parents who work and on working tax credit ? I work part time as a NHS pharmacy Technician.

I'm guessing if you receive wtc then you are under the limit of 44k, as long as you're not in the higher tax band earning over 44k then you won't be affected.

mountainofdebt

Can anyone tell me the difference between the universal benefit of child allowance, which the govt wants to restrict and the universal benefit of free tv licences, winter fuel allowances and bus passes, which they seem reluctant to restrict.

Could it be the later is claimed by the older members of society who have and are more likely to vote?

doctorseuss

mountainofdebt wrote: »

Can anyone tell me the difference between the universal benefit of child allowance, which the govt wants to restrict and the universal benefit of free tv licences, winter fuel allowances and bus passes, which they seem reluctant to restrict.

Could it be the later is claimed by the older members of society who have and are more likely to vote?

Probably a combination of that and that in all probability tv licenses for pensioners bringing in more than 44K doesn't constitute a great deal, relatively speaking.

janninew

ukjoel wrote: »

Whole topic has made me smile.

I earn 16k a year in a low stress 30 hour a week role close to home so i can spend time with my wife and 3 kids.

Today I got offered a job in my old high stress high hours career for 46k.

Although on paper it seems like an extra 30k the reality is that 10k will go on taxes which leaves me with 20k.

We will lose the 10k we pick up from working tax credit and child tax credit so I am now 10k better off.

This basically takes away another £2500 a year from me (which I will need to earn 4k on before tax to match)

So to kill myself for 6k and hardly see my family as I am doing 60 hour weeks and driving myself into the ground.

Cheers George Osbourne - you just made my decision a whole lot easier. You also cost yourself £12500 in tax credits for me and you have lost the 15k a year tax I would have been giving you in addition to the company car tax and the vat on all those nice shiny things I bought.

I would rather be poor and happy. Lifes too short. I dont a flash holiday, seeing my kids smiling cos Dads home is more than enough.

10k in benefits!! :eek: Does your wife work, I'm assuming not? So yoju have 3 children, no adult working full time in your home and you bring in 10k in benefits alone? I'm not having ago at you, but that is crazy!

ukjoel

Wife works but is on maternity year with number 3. Prior to that she has worked since leaving uni (apart when on stat maternity leave)

I have worked for 12 years since leaving uni but got laid off in recession and had to take whatever was available. My job pays very little and we still have 2 at nursery 3 days a week so mrs can spend some one on one time with baby and so their schedule stays the same when she goes back to work PT next year.

In my post I said I work and I do.

None of our benefits are for housing as we own our house outright. Paid off mortgage a few weeks ago when I sold my second home. (and the crazy bit is none of this affects my benefits as its seen as capital gains not income - I couldnt believe that bit either)

Agree with you it seems a bit crazy but thats what we get and have had it doublechecked so not complaining.

Used to earn 50k a year and financially we are bringing in a total househld income now thats similar to what we had then.

This isnt a troll post but I would be worse off by taking a job offering me 3 times my current salary.

When I earn I lose 40% of what I work for in taxes. When I dont earn the govt tops up my money with tax free cash. There isnt any incentive for me to earn until kids start school and the nursery bills (and associated subsidies stop) Thats a grand a month that either I pay or they pay before you calculate working tax benefits and other stuff.

shop-to-drop

Seriously starting to think about divorce now. We could remarry when the youngest is dependent. What's that web page that tells you what benefits you can claim? I go start checking out the details.