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Basic Savings Question
Iamnotasuperhero
Posts: 1 Newbie
I know this is going to be a little small time compared to most of the other threads I've seen posted, but the truth is I am clueless about saving and would really be interested in what advice you can offer, so if I am just asking a daft question please bear with me.
So my situation is simple, I'm not really making much extra money on top of all my outgoings and would love to start saving a little of what I do have spare (I find it far too easy to waste money on something geeky).
What I want is something I can add money to every month, without being able to touch it for a year or two, though I may only be able to put in a little at times so I can't sign up to something I need to put X amount in per month, nor would I find something that penalises me for being able to save more another month useful.
So what do you suggest? A saving I can top up, that I will be unable to squander.
Many thanks.
So my situation is simple, I'm not really making much extra money on top of all my outgoings and would love to start saving a little of what I do have spare (I find it far too easy to waste money on something geeky).
What I want is something I can add money to every month, without being able to touch it for a year or two, though I may only be able to put in a little at times so I can't sign up to something I need to put X amount in per month, nor would I find something that penalises me for being able to save more another month useful.
So what do you suggest? A saving I can top up, that I will be unable to squander.
Many thanks.
0
Comments
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Superhero, start off with a Cash ISA. You can get up to 3% net.
It is behind inflation rate, but the world is as you find it, not as you want it.
Start building a pot and do some research. Here was a good start.
Best of fortune.0
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